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Temporary car insurance and short term car insurance cover for UK, NI & EU driving licence holders

Need instant cover for a day or two?
No problem with our online temporary car insurance policies!

 

 

TEMPORARY CAR INSURANCE

Temporary Car Insurance Cover and Driver Eligibility Explained

From time to time you may require car insurance but only for a few days or weeks not the full year as offered under a standard car insurance contract.

Short term car insurance is a temporary car insurance cover generally from 1-28 days, although cover can be provided for up to 6 months on a short term policy or on a PAYG (pay as you go basis)

GET A SHORT TERM TEMPORARY CAR INSURANCE QUOTE

When would I require car insurance for a short term?

There are many reasons why short term car insurance or temporary car insurance may be required - here are just a few examples:

  • when purchasing a new car or van
  • when lending your car to friends, family or visitors
  • when borrowing a car from a friend, family member, or when you are away from home
  • when car sharing or driving sharing for long distances
  • when test driving a car you are considering to buy
  • for driving a specialist or classic car which is used only for certain days or months of the year

Policy Benefits:

  • Comprehensive
  • Accidents and claims do not affect your own “no claims” bonus if you have another car insurance policy.
  • Available to buy instantly online - saving you time and often at a discounted price. Online transactions provide instant cover and paperwork and policy documents are emailed to you immediately
  • Offering temporary car insurance cover that is needed at very short notice.

GET A SHORT TERM TEMPORARY CAR INSURANCE QUOTE

Policyholder & additional drivers terms

  • You have a current full UK or European Union license (for a minimum of 1 year) 
  • You are aged 24 - 75 years
  • You have no more than 6 penalty points on your licence in the last 3 years
  • You have not been disqualified from driving in the last 5 years
  • You have not had more than one fault claim in the last 3 year

Are You and Is your Car Eligible for Temporary Cover?

Temporary Car Insurance terms and Conditions

  • The vehicle to be covered
  • has not been modified
  • has no more than 8 seats in total
  • is registered in Great Britain, Northern Ireland or the Isle of Man
  • You don't plan to use the vehicle for carrying passengers or goods for hire or reward.
  • You require cover for a vehicle which you would be permitted to drive using a standard full UK licence.
  • The minimum market value of the vehicle to be insured is £1,500.
  • The maximum amount payable under this policy in respect of loss or damage to the vehicle is £40,000.

GET A SHORT TERM TEMPORARY CAR INSURANCE QUOTE


 

   

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