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United Kingdom - What is a classic
car? Is your car eligible to be covered?
There is no fixed definition of a classic car
however for UK insurance purposes our insurance will allow cars over ten years old to be covered as a classic and benefit from limited mileage and agreed valuations, not obtainable under a standard policy contract such as the type usually found at standard car insurance comparison websites. The cars value can
be any amount.
Legally, two different taxation issues do impact
leading to some people using them as cut-off dates for definition.
All cars built before January 1973, are exempted
from paying the annual road tax vehicle excise duty. This
is then entered on the licence disc displayed on the windscreen
as "historic vehicle" (if a car built before this
date has been first registered in 1973 or later, then its
build date would have to be verified by a recognized body
such as British Motor Heritage Foundation to claim tax free
status).
The HM Revenue & Customs define a classic
car for company taxation purposes as being over 15 years old
and having a value in excess of £15,000, however, at car-insurance.tv you can insure a car under a classic policy no matter its value..
CAR-INSURANCE.TV - The
car insurance channel for purchasing specialist covers online
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Car-Insurance.tv is an Insuretec Ltd website in partnership with multiple car insurance providers. Classic Car Insurance polices are arranged through Flux Insurance Services. Both companies are fully authorised and regulated by the FSA and subject to the Financial Services Compsensation Scheme.
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