Monday, 8 June 2009

Refused Online Car Insurance? Computer says No!

Compare Car Insurance? Computer says No!

There's a strong possibility that when you go to an online car insurer to compare quotes they may at some point in the process of quoting, decline to cover you or refuse to offer you a car insurance quote.

DO NOT take this personaly as it merely reflects that the insurance cover wasn't right for your particular circumstances, which is the whole point of buying it in the first place - cover for You and Your car.

Being refused car insurance online could be for all sorts of reasons which we'll examine here, and is just as likely to happen on a large car insurance comparison site as on a smaller independent suppliers online quoting system.

The large comparison sites, are perhaps the largest offenders at not giving a quote , and quite often no ready explanation of why they can't!
Standard car insurance comparison websites are in the dilemma of trying to please all the people all the time and it is therefore difficult for them to ask the habitual preliminary screening questions that you would find at the beginning of the script of a smaller specialist online car insurance website.
That is the price of standardisation of what in the UK car insurance market is a set or collection of many different much smaller risk groups or pools, each with their own agenda.

Here is a list of a few of the reasons why you may be cut off in midpoint when trying to get a car insurance quote online:

1. Your Age - there are usually policy specific age cut off points at either end. Both young drivers and senior drivers may find themselves falling foul of this one!

2. Your Postcode: This is a big one that wipes out many a potential deal half way throygh the quote process. It's an unfortunate fact of life that the place where you live largely determines how much car insurance you will pay. Once some insurers systems know your postcode you may find cover refused.

3. Your Car: each Car Insurance Company has a particular set of people and types of car that they prefer to insure. If by answering the questions on the online quote form that don't match what the computer hs been programmed to accept - you will be declined.

Car-Insurance.tv is a new innovation in online car insurance comparison in that it has at its disposal hundreds of individual car insurance schemes thought up by many affinity groups with the sole purpose of providing tailored bespoke and precise cover online - no matter who you are, what you drive or whether you have modified the vehicle or have convictions, Car-Insurance.tv can cover you.

The online application covers every new, classic car, collectors car, sports car and performance car ever made and you can compare quotes and buy online in a matter of minutes.
Chooose from some of the highest quality motor insurance schemes available in the UK.
A team of experts and car insurance specialists is on hand at the end of a phone to help you should you have very unusual car insurance needs or get stuck at some point during the quote, ensuring that you'll never be refused car insurance online again!
Specialist Car Insurance

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