Garage Your Car for Large Car Insurance Premium Savings

Put your car in a Garage and keep your Car Insurance premiums down and your money in your pocket!

Whether you own a Bentley or a Banger, everyone is always looking for ways to save money and reduce their car insurance premiums and buy cheap car insurance.

One sure-fire guaranteed way to get an instant discount of up to ten percent or more on the cost of the car insurance, is to keep your car locked up overnight in a garage.
If your car is insured under a specialist car insurance or classic car insurance policy, the garaging option will bring additional security discounts and savings.



It might be a pain putting it away everynight but it will be worth the savings.

Similarly garages don't have to be ugly anymore as these images from a German based Pimp My Garage company demonstrate.
Style-Your-Garage.com offers customers the chance to 'pimp their garage' with unique 3D designs for their doors.

So if you own an MG, and have MG Classic Car Insurance with us, why not go the full set and have a photo of your MG brightening up your life while staying safe and secure in your garage.






The Official MG Classic Insurance Scheme

Exclusive cheap MG classic car insurance from Lancaster Insurance with massive discounts for MG owners club members.The official MG classic Scheme - Save £££s!
Category: Cars & Vehicles
Tags:
MG Morris MGB MGA Car insurance, classic car insurance

How to Find Cheap Car Insurance Online

Find Cheap Car Insurance Online
By Car-Insurance.tv resident expert Dave Healey

Finding cheap car insurance can be like looking for a pot of gold at the end of the rainbow. Everybody is looking to make savings on their annual motor insurance premiums as the recession bites. We offer 7 proven money saving tips that will help you purchase cheaper cover online.

1. Improve you car's security to deter Thieves

Virtually all modern cars and newly bought vehicles have in built anti-theft devices and alarms. As long as they are approved by the government testing agency Thatcham, you will receive substantial discounts for implementing one. Extra and additional security measures such as window and glass etching of your cars number plate details will command further discounts with some insurance companies.

2. Pay for the Car Insurance upfront

You could save as much as twenty five percent on your annual car insurance premium charges if you pay for the whole years cover upfront, at the time of purchase. Most car insurers charge this amount in interest over and above the basic premium cost, for the privilege of paying for the cover in installments or by credit card. Additionally avoid untried pay as you go insurance schemes - you may be in for a very unpleasant surprise.

3. Do Not change cover mid-term of the policy

It is also a wise move not to change your car insurance provider in the middle of the current policy term. Primarily it is going to cost you more, as canceling an existing policy will only get you a small return on your annual premium and not a pro-rata payout for the amount of time you have left. Secondly it is highly likely that car insurance premium pates will have hardened or risen over the course of a policy and changing mid term will only ensure you pay more earlier.

4. Do you own more than one car?

If you own more than one car and perhaps have separate policies for these or for your wife, partner or children it would be worth your while investigating multiple car or mini fleet family policies. You may be surprised at how much you can save on annual premiums if you insure multiple vehicles under the same cover. Quite often the cost of insuring two cars can be virtually the same as one, particularly if one car is much more expensive than the other.

5. Keep an eye out for Group Discount policies.

Many specialist car insurance companies offer premium discounts on cover if you belong to certain clubs or are affiliated with certain organizations. When purchasing online keep a look out for affinity codes, usually your membership number, in order to obtain what are often substantial discounts for being a member of a certain risk group. Visit a specialist car insurance company or apply for your groups car insurance scheme through your motoring or leisure organization.

6. Take on some of the risk yourself

You can substantially lower your premiums if you take on some of the risk that the policy covers, yourself.
You can do this by increasing excesses, which is the amount you will have to pay in the event of a claim before the insurance company pays out.
Voluntary excess is one such example. Be careful to weigh up the costs of any excesses and whether you can afford them in the event of a claim.

7. Improve your credit rating

Most online car insurers as soon as they have your name and address will automatically make inquiries to one of the big consumer credit firms such as Experian. Before you have finished filling in the form the car insurance application will know whether you are credit worthy or not. If your credit score appears bad the insurer will probably weight the policy rates against you as they either do not want your business or perceive you to be a greater risk of claiming.

As with all insurance, you can be guaranteed money savings if you take the time and trouble to investigate alternative policies and compare companies cover and quotes on the Internet.

Original Article Source: http://EzineArticles.com/?expert=Dave_Healey http://EzineArticles.com/?Finding-Cheap-Car-Insurance-Online&id=2453854

Car Insurance and Cheap Car Insurance

Save 80% on your car insurance - prices guaranteed!

Eighty percent savings on your existing car insurance at renewal - guaranteed!

80% off my car insurance - No I don't Believe it!

Well in the not so distant future this may well be the headlines that greet you on your TV set or computer, when a new criminal intelligence system is rolled out by certain participating car insurance companies.

The car insurance companies using the system will most certainly be offering big big discounts to get you to sign up!

Why?

The system effectively stops uninsured driving, allows insurance companies to eliminate many of the car insurance claims bottlenecks and at the same time provides police with the physical location of an insured vehicle, whenever they have reason to suspect otherwise.

By matching known locations of vehicles taken from Automatic Number Plate Recognition Systems (ANPRS) which are attached to streaming live video taken from multiple camera location sources, a datastream interrogates the Motor Insurance Database (MID).

The new system works by comparing known positons of registered vehicles.

When you sign up to the massive car insurance discounts policy, you will need to register a device that has GPS streaming output capability. Such devices are Pay as You Go (PAYG) insurance boxes, MOT Road Charging boxes, Mobile phones or any other GPS device with output streaming capability that can be permanently associated with the car. That's the only catch! Unless you include privacy, human rights, big brother society etc. etc. ....

Like it or not the economics of this system will ensure it is delivered!

Here's how it works!
When a request is made to the MID by the Police, either from an officer in the field or triggered by an APNRS, those car insurance policies that have signed up to the 'Security discount', will have the current GPS position returned to the police.
The policyholder for the registration number of the registered GPS device for their car is 'pinged'.

What is known as 'GPS pinging' is a request for a serial datastream of GPS coordinates, from the registered device, which gives the cars current GPS position. The coordinate datastream is retrieved to the MID and available instantly to the police.
If there is a mismatch in the serial numbers - Bingo you've got yoursef false numberplates!
The whole system is automated and can instantly flag up to the nearest patrol car the location of the car with false number plates.

Watch out billy burglars and car insurance fraudsters!

Big Brother is soon to be Watching!

-------------------------------------------------------------------------------

Author W Smith.

Car Insurance and Cheap Car Insurance