The Austin Healey 3000 is Fifty Years Old! - Classic Car Insurance

Austin Healey Celebrates Fifty Years

Donald Healey the designer of the Austin Healey range led an amazing life.
He was born in Perranporth in Cornwall in 1898 and worked for a while with Tommy Sopwith on early aircraft development such as the Sopwith Pup. During the First World War, he became one of the first pilots to join the newly formed Royal Flying Corps, the forerunner of the present day RAF, and immediately saw action over France.



He became the first person to make a wireless broadcast from a plane and later designed the first aircraft radio made by his own Perraphone Company. Between the wars he returned to his beloved Cornwall and started to develop hand built cars in his Perranporth garage, before moving up to new premises in Warwick in the heart of the UK car manufacturing region, The West Midlands, where 20 hand built cars were produced. Donald became a prolific racing driver and in 1931 he won the Monte Carlo Rally.

He took a prototype of what was to become Austin Healey 100 to the 1952 London Motor Show in Earls Court where Leonard Lord the then boss at Austin Motors, took one look at the beautiful Austin Healey 100, and said to Healey, "We can make them!" The rest is history and the Austin Healey 100 was born. They were called 100's because they could exceed 100mph and a six cylinder version was produced - the Austin Healey 100/6s.

Austin started production of the first Austin Healey 3000 with their distinctive grills, exactly fifty years ago in 1959. They were sleeker and much more powerful than the 100’s and became an immediate hit with UK sports car fans and became a best seller.

The 3000 eventually became the MkIII which had the luxury of wind-up windows, a convertible top, 124 bhp and was capable of 120mph.
The Healey 3000 became world famous as a competition car, and two women drivers, Pat Moss and Anne Wisdom were amongst those who won many trophies driving them.

The Austin Healey 3000 was produced from 1959 up until the model being discontinued in 1967, Over 40,000 cars were made with the cost of the final production car in 1967 being GBP 1,106. today a similar car in good condition will set you back in excess of GBP 35,000!

Car-Insurance.TV is honoured to be able to offer the cheapest Austin Healey Car Insurance available in the UK through the official Austin Healey Classic Car Insurance Scheme. We are proud to help keep this car on the road for at least another fifty years!

For more information on the excellent insurance covers offered for classic Healeys visit:
Austin Healey Insurance
Sports Car Insurance

Cheap Classic Car Insurance?

If you own an older motor you may qualify to have it covered under a specialist classic car insurance policy. But what are the cover restrictions and is it cheaper in the long term? Our expert Dave Healey Investigates.....

Cheap Classic Car Insurance Cover
By Dave Healey
Do you own a car over fifteen years old? If you do you may well be entitled to cover it under what is known in the industry as a classic car insurance policy. In the past there were many more restrictions on cover under this type of policy and specialist motor insurance brokers and insurance companies were very particular about the type, age make and models of the cars they wished to cover on their books.

Times have changed and technology has led to many more cars now fitting into a bracket that was once reserved for the glamourous, collector and vintage car owners. It is now possible to obtain both cheap quotes and classic car covers online from many providers including the majority of those famous high street brands, who have realised that nearly fifty percent of the cars on the road now fall within the strict underwriting parameters for classic car policies. Consequently premiums in this market, which were always cheaper than standard cover, have become much more competitive in recent years, with the entry into the market of many of the larger insurance companies.

When searching for the right covers it is wise to get a range of classic car insurance online quotes from various different sources. Not all motor companies are the same, and neither are all classic policy conditions.

When applying for a classic quote you should be aware of the varying limits of cover and restrictions that may be put on driving the vehicle.
For example many of these policies will only allow you very limited road mileage each year, sometimes as little as 3000 miles per annum.
This is fine if you have an expensive collectors car that is garaged throughout the year and only taken out for the odd cruise or rally.
The problems occur much more frequently when non valuable classic cars are insured under this type of policy when they should really be covered under a more embracing standard motor insurance. Unfortunately, restrictive policy conditions often only come to light after an accident and a claim is made, rejected by the insurer and leaves the policyholder feeling missold and abandoned.

If you have decided that a classic car policy is right for your car, then when applying for quotes online always check that the policy is right for you, the owner as well.
Many policies are designed to charge by the lifestyle of the insured and as with all car insurance there is a tendency for cover to be cheaper for older persons and women drivers.
Many companies will not issue classic motor insurance to persons under the age of twenty five, although this is changing as well, and there are some very good providers out there who will cover drivers as young as twenty one.

If the value of the car is not particularly high and the replacement costs of parts and repairs does not warrant a specialist policy, you may well be better advised to seek out quotes from a mainstream insurance company.
They often have additional online discounts and offers which the classic policy providers are not in a position to offer.

As with all car insurance, what may initially appear cheap at policy inception could cause some unpleasant surprises when it comes to making a claim.
Shop around for specialist car insurance and Classic Car Insurance. Compare prices and insurance covers from both major high street brands and the smaller insurance specialists to ensure you not only get a good deal, but get the adequate levels of cover you require for your classic car, as well.

Original Article Source: http://EzineArticles.com/?expert=Dave_Healey
http://EzineArticles.com/?Cheap-Classic-Car-Insurance-Cover&id=2613741

Car Insurance and Cheap Car Insurance

Buying Car Insurance Online

A guide to Buying Car Insurance Online

Before you buy any type of insurance but especially car insurance where there are so many possibilities, you should attempt to get as many quotes as is possible in order to get the latest and best deals that are available in your area or for your type of car. Shopping around could save you a small fortune in the current economic climate as the auto insurance companies battle it out to win your trade with ever increasing discounts and so called 'special offers'.

Motor and vehicle insurance is very competitive and rates and special offers are changing all the time as differing companies have various campaigns to get you to buy their type of insurance, many of which may be specifically targeted at certain groups of people or car .

So, in order to get a feel of what you are going to have to pay for a car insurance quote, a good place to start is either by visiting a comparison website or specialist auto insurance supplier's online website. alternatively if you have the time, it is often possible to save money by ringing around different insurance companies on the phone to find the best cover before it is time to buy.

Paying for your policy and buying motor insurance cover

Buying car insurance quotes can be a minefield. Whoever you are, you need to consider how much you are going to have to find for extras such as insurance and breakdown cover, even before you start looking for a car to buy.

If you are a young driver who has never had cover for a car before, it is worthwhile considering putting money away each week while you are learning to drive. Car Insurance is not cheap, in fact its notoriously expensive for new or young drivers who present the greatest risks to the Insurance company underwriting the motor policy.

Indeed it is worth going online even before you part with your money for the new car to get an idea of the various rating groups that different cars have, and to see how much you are probably going to have to pay in premiums when you take up and buy a quote.

Payment Methods

After you have selected the policy that is right for you at a price you can afford, it is time to buy the car insurance quote. Nowadays, most online providers offer various ways and means of paying for the quote. Standard online payment options usually include debit or credit card. Others may offer monthly bank direct debit schemes and payment plans, or transcash facilities such as those provided by Worldpay, for example. You will then need to decide the best and cheapest way of paying for the cover, and find a company that offers not just the right policy for you, but also the right payment method!

However you decide to pay you can save a small fortune if you pay the full amount of the quote up front.

Pay for the quote in full if you can afford to do so! If you decide to pay in installments or by credit card on a monthly basis, you could be charged as much as 25% on top of the basic quote premium!

Its now easy to pay for cover by all methods, and buy car insurance quotes online when you visit a specialist car insurance comparison website such as Car-Insurance.tv. They also compare classic car insurance quotes from over a hundred specialist schemes.

Original Article By Dave Healey

Cheap Car Insurance

Car Insurance for Young Drivers!

This puts a different emphasis on the expression car insurance for young drivers!
This photo is doing the rounds at the moment under the guise of parental control and how to get your kids to listen to you by confronting them face to face!



We don't advocate these tactics, but if you want your kids to listen to you about cheap young driver car insurance send them over to us here at car-insurance.tv.
We promise not to strap them to our motors!

Car Insurance and Cheap Car Insurance

How to Find Cheap Car Insurance Online

Find Cheap Car Insurance Online
By Car-Insurance.tv resident expert Dave Healey

Finding cheap car insurance can be like looking for a pot of gold at the end of the rainbow. Everybody is looking to make savings on their annual motor insurance premiums as the recession bites. We offer 7 proven money saving tips that will help you purchase cheaper cover online.

1. Improve you car's security to deter Thieves

Virtually all modern cars and newly bought vehicles have in built anti-theft devices and alarms. As long as they are approved by the government testing agency Thatcham, you will receive substantial discounts for implementing one. Extra and additional security measures such as window and glass etching of your cars number plate details will command further discounts with some insurance companies.

2. Pay for the Car Insurance upfront

You could save as much as twenty five percent on your annual car insurance premium charges if you pay for the whole years cover upfront, at the time of purchase. Most car insurers charge this amount in interest over and above the basic premium cost, for the privilege of paying for the cover in installments or by credit card. Additionally avoid untried pay as you go insurance schemes - you may be in for a very unpleasant surprise.

3. Do Not change cover mid-term of the policy

It is also a wise move not to change your car insurance provider in the middle of the current policy term. Primarily it is going to cost you more, as canceling an existing policy will only get you a small return on your annual premium and not a pro-rata payout for the amount of time you have left. Secondly it is highly likely that car insurance premium pates will have hardened or risen over the course of a policy and changing mid term will only ensure you pay more earlier.

4. Do you own more than one car?

If you own more than one car and perhaps have separate policies for these or for your wife, partner or children it would be worth your while investigating multiple car or mini fleet family policies. You may be surprised at how much you can save on annual premiums if you insure multiple vehicles under the same cover. Quite often the cost of insuring two cars can be virtually the same as one, particularly if one car is much more expensive than the other.

5. Keep an eye out for Group Discount policies.

Many specialist car insurance companies offer premium discounts on cover if you belong to certain clubs or are affiliated with certain organizations. When purchasing online keep a look out for affinity codes, usually your membership number, in order to obtain what are often substantial discounts for being a member of a certain risk group. Visit a specialist car insurance company or apply for your groups car insurance scheme through your motoring or leisure organization.

6. Take on some of the risk yourself

You can substantially lower your premiums if you take on some of the risk that the policy covers, yourself.
You can do this by increasing excesses, which is the amount you will have to pay in the event of a claim before the insurance company pays out.
Voluntary excess is one such example. Be careful to weigh up the costs of any excesses and whether you can afford them in the event of a claim.

7. Improve your credit rating

Most online car insurers as soon as they have your name and address will automatically make inquiries to one of the big consumer credit firms such as Experian. Before you have finished filling in the form the car insurance application will know whether you are credit worthy or not. If your credit score appears bad the insurer will probably weight the policy rates against you as they either do not want your business or perceive you to be a greater risk of claiming.

As with all insurance, you can be guaranteed money savings if you take the time and trouble to investigate alternative policies and compare companies cover and quotes on the Internet.

Original Article Source: http://EzineArticles.com/?expert=Dave_Healey http://EzineArticles.com/?Finding-Cheap-Car-Insurance-Online&id=2453854

Car Insurance and Cheap Car Insurance