Quotezone Car Insurance Review

The Car Insurance Television independent car insurance review panel look at

CAR INSURANCE COMPANY: Quotezone
Website: http://www.quotezone.co.uk



About the Website - Quotezone are an independent company not associated to an insurance broker or insurance company. They provide a quote comparison system similar to the major aggregators.

Our Review Methodology
We asked a large team of people to visit the Quotezone website and report back to us with a questionaire about how easy the car insurance website was to use and whether the website offered all the car insurance services and covers they required as potential customers.

Our Car Insurance review team consisted of a wide cross section of the UK population, various car makes and types, occupations, driving histories and ages; the only common factor was that none of the team had bought car insurance online before we started the review process.

The object of the car insurance review was to assess the ease of use of the Quotezone site and availability of online information to aid purchasing cover. We specifically asked the team to look at the range of cover options, functionality and services offered by the site; and not just to compare car insurance quotes prices and premiums.

The Review

Q. Is the car insurance company currently offering any special discounts or offers?
A. None.

Q. Is telephone help readily available from the webpage?
A. Only a email address.

Q. Is there a claims section readily accessible?
A. No, Quotezone deals solely with quotes.

Q. Was it easy to find the quote page?
A. Very.

Q. Was there an option to recall a previous quote?
A. Yes.

Q. Are there any restrictions to getting a quote?
A. Yes but only a minimum age.

Q. What are the minimum and maximum ages?
A. The minimum age was 17 and no maximum was specified.

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. Yes, they ask for details of mods and the cars origin so as to obtain a fair quote.

Q. Do they cover Northern Ireland (NI)?
A. Yes and the quotes for the region were very competitive.

Q. How many pages are there before you get a quote?
A. There was only one page but you were given questions individually in order to collect data and many respondents felt there were more questions than necessary.

Q. Does the application find your address easily from the postcode?
A. Yes.

Q. What is the maximum number of NCD years allowed?
A. There was no maximum.

Q. Does the car details come automatically from the DVLA when the reg no is entered?
A. Yes although the reg wasn’t necessary to proceed.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. 0-500 pounds.

Q. How many accidents are you allowed?
A. You just had to give details of all accidents.

The Car Insurance Cover

Q. Did you understand the levels of cover you were getting?
A. There were no explanations when you choose your cover level.

Q. What additional covers were offered eg Breakdown cover, glass cover etc?
A. Each company offered different additions.

Q. Were these covers included or do you have to pay extra?
A. These were inclusive.

Q. Could you remove specific covers to make the quoted premium cheaper?
A. No.

Q. Can you save the quote to return to this site later?
A. Yes you had to set up an account in the contact section of the questions.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. Not until you are directed to the site of the policy you choose, but yes before purchase.

Q. What payment methods are available?
A. You had links next to the quotes which gave details of finalizing your quote with the selected insurer.



Q. Are you still at the same site or have you been passed to the insurance company site to complete the purchasing?
A. You were directed to specific sites to finalize the process.

Overall

Q. Was it easy to understand what the questions wanted? – Were there additional help boxes?
A. There were useful advice bubbles on some questions.

Q. Were all the questions necessary?
A. It was widely felt that there were too many contact questions and you had to give answers to proceed.

Q. Could you change things like voluntary excess to get a requote
A. No you could not requote without going back through the questions.

Q. How long did it take to get a quote?
A. On Average about 10 mins.

Q. How many quotes were returned?
A. On Average - 77 but several brokers offered multiple quotes

Q. Were the quotes competitive?
A. You are offered a range of quotes, some of which were very competitive!

Q. Do the quotes offered have different levels of cover?
They were all comprehensive but had different extras dependent upon the company quoting.

Q. How did you find the navigation? Was it easy to move around?
A. The site was very clear and the navigation straightforward but slightly misleading as to the process of finalising the quote.

Q. What did you like or dislike about this site and Why?
A. The most general complaint from nearly all our respondents was that "it bragged only one question page but failed to mention it was 4 time larger than a usual page, and you are then sent off to another site".

Another major criticism voiced by many in the survey team, was that it claimed to get quotes from 90 insurers but on average 13 did not return a quote and the other 77 contained many multiple quotes from the same insurer.

Q. Was the website quick or slow?
A. On average - Fairly slow.

Q. Was the site easy to use?
On a scale of 1 to 5, 1 being hard to use and 5 being very easy - how would you rate it?
A. 3.5 - The site seemed straightforward with good quotes returned, but functionally it turned out less then it claimed in certain areas.

Adrian Flux Car Insurance Review

AN INDEPENDENT REVIEW OF ADRIAN FLUX CAR INSURANCE





CAR INSURANCE COMPANY: ADRIAN FLUX
Website: http://www.adrianflux.co.uk

Type: Adrian Flux is an Independent Insurance Broker offering a complete range of car insurance products including specialist car insurance, classic car insurance and motor insurance for every type of vehicle and driver in the UK.

We asked a large team of people to visit the Adrian Flux website and report back to us about how easy it was to use and whether the website offered all the car insurance services and covers they required as customers.

Our Car Insurance review team consisted of a wide cross section of the UK population, car makes and types , occupations and ages; the only common factor was that none of the team had bought car insurance online before.

The object of the car insurance review was to assess the ease of use, availability of online information, and the range of cover options and services offfered by the website; not just to compare car insurance quotes as available from an aggregator.

The Review

Q. Is the car insurance company currently offering any special discounts or offers?
A. No

Q. Is telephone help readily available from the webpage?
A. Yes there is a contact page with email and building addresses and telephone numbers.

Q. Is there a claims section readily accessible?
A. Yes.

Q. Was it easy to find the quote page?
A. Yes very easy, and you were offered a phone option first so as to use an advisor.

Q. Was there an option to recall a previous quote?
A. Not obvious when you enter the site.

Policy Restrictions?

Q. Are there any restrictions to getting a quote?
A. No restrictions, Flux claim to be able to cover everybody.

Q. What are the minimum and maximum ages?
A. Minimum age is 17 but there is no maximum. Older driver schemes are available.

Q. Do they cover all professions?
A. Yes, they can cover professions that others will not touch such as Publicans, Footballers and Entertainers, who are perceived as high risk.

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. All can be covered although you have to specify your modifications.

Q. Do they cover Northern Ireland (NI)?
A. Yes

Q. Are drivers with convictions covered?
A. Yes, drivers with both motoring and or other convictions can be covered.

Q. How many claims in the last three years are allowed?
A. There is no limit to previous claims and you can even be covered if you have had insurance previously refused.

Quote Data Collection - Get a Quote




Q. How many pages are there before you get a quote?
A. One quick simple form.

Q. Does the application find your address easily from the postcode?
A. It does not display your address after your post code

Q. What is the maximum number of NCD years allowed?
A. 9+

Q. Can you protect these?
A. Yes for an additional premium?

Q. Does the car details come automatically from the DVLA when the reg no is entered?
A. The Registration Number is not asked for to provide a quote.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. No choice was provided.

Q. Was the quote process easy to understand what the questions wanted? – Were there help boxes?
A. No help boxes, but straight forward enough questions to answer

Q. Were all the questions necessary?
A. Yes it appears so.

Q. Could you change things like voluntary excess to get a requote
A. No

Q. How long did it take to get a quote?
A. The question took only a couple of minutes but your quote is emailed to you and that took much longer.

Q. How many quotes were returned?
A. 1

Q. Do the quotes offered have different levels of cover?
A. No, you choose the cover you require on the form questionnaire.

Q. Can you go back and requote?
A. No

Q. Cover – did you understand the levels of cover you were getting?
A. There was no description of cover levels online

Q. What additional covers were offered eg Breakdown cover, glass cover etc?
A. Additional benefits such as legal and breakdown cover are available as an additional option and details can be provided upon confirming a quotation by telephone.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. No

Q. What payment methods are available?
A. All payment methods are available. Immediate cover is available subject to a payment. Monthly instalments are also an option and details can be provided upon confirming a quotation by telephone. Payments can be made by Mastercard, Visa, Switch or Solo cards.

General Thoughts and responses!

Q. How did you find the navigation? Was it easy to move around?
A. The site was easy to use

Q. Did you like or dislike this site? Why?
A. The site was visually unappealing and slow in emailing your quote. Many users didn't understand that the quote was being personally prepared by a human and were expecting an online response.

Q. Was the Website quick or slow?
A. Quick to collect the information but slow in returning the quote. Some respondents complained they had to wait 25 minutes to receive a quote!

Q. Was the site easy to use?
A. Very Simple.

Q. Were the Quotes competitve?
A. On average the quotes were the most competitive returned for the range of vehicles tested. When provided with previous quotes offered by others inlcuding the major aggregators, Flux managed to come up with better offers on nine out of ten occasions. Many were surprised by the fact that going to a broker can be cheaper than visiting a price comparison site and you receive the benefit of humans at the other end of the phone!





Q. On a scale of 1 to 5 , 1 being hard to use and 5 being very easy - how would you rate the Adrian Flux car insurance site?
A. 4 - very simple to use but frustrating if you were waiting for a quote. Many suggested that perhaps the phone option is faster.

Specialist UK Vintage Car Insurance Website Launches

Vintage Car Insurance Specialist Website Launches in UK

Getting the best quote from specialists for your Vintage Car should now be a whole lot easier thanks to a new website which compares vintage car insurance quotes from all the major suppliers and independent specialist insurance brokers.




Vintage Car Insurance Specialist Website Launches in UK
Getting the best quote from specialists for your Vintage Car should now be a whole lot easier thanks to a new website which compares vintage car insurance quotes from all the major suppliers and independent specialist insurance brokers.

FOR IMMEDIATE RELEASE
PR Log Vintage Car News (Press Release) – Apr 03, 2010 – Insurance comparison website specialists, Insuretec Ltd, have announced the launch of a new site that compares Vintage Car Insurance quotes and allows owners to contact UK suppliers direct.
If you own a car built between 1919 and 1930 you can now compare a range of specialist vintage car insurance quotes and schemes, from the UK's premier online vintage car insurandce company. All risks cover for vintage cars is available through the online system or via a dedicated vnitage car insurance call centre staffed by experts.

Getting the best quote from specialists for your Vintage Car should now be a whole lot simpler thanks to a new website http://www.vintagecarinsurance.co.uk
The website compares vintage car insurance quotes from all the major suppliers and independent specialist insurance brokers and allows you to purchase cover instantly online no matter how old your vehicle, Vintage car insurance is able to cover all makes and all models of vintage car.

Dave Barton, Vintage Car Insurance divisional Director at the company said,
"In the past it has not been easy for owners of vintage cars to get the best deal for their cherished vehicles, and in some cases not even the best or adequate cover. This was due in part to the fact that many owners bought their vintage car insurance cover directly through the club or association to which they belonged."

"People were naturally discouraged from shopping around for insurance deals for specialist, rare or expensive motors. Insurance brokers at large, did not have
access to these specialist schemes and were not able to offer their vintage car owning customers the best cover."

"Our online system is simple to use and you can obtain a quote for your vintage car in under a minute. You simply have to enter your vehicles details once and a few facts about how you use the vintage car and our system passes the data to a central electronic exchange to retrieve the very best rates and covers, for every make and model of vintage car on the UK market."

"Large online discounts are available and incorporated in to the quotes returned. There are additional savings to be had if you are a member of a recognised vintage car club or have improved home security. "

“Furhermore we are able to cover every driver in the UK no matter what their previous driving history may be including, Young Drivers,Female Drivers, Drivers with 2 or more previous Accidents / Claims, Drivers with 2 or more driving convictions, Drivers with any criminal conviction, any driver with disability or medical condition, any person who has had insurance refused / cancelled, and Drivers over 75 years old."

"We all so cover Vintage cars in all areas of the united Kingdom including the Channel Islands & Isle of Man."

"All Non standard occupations are also covered under our vintage car insurance scheme i.e. Footballer, Actor, Publican etc "

"We estimate our customers will save in excess of twenty five percent of their current annual vintage car insurance premiums!" He added.

To try out the new insurance comparison system for yourself; visit the vintage car insurance website at http://www.vintagecarinsurance.co.uk

Car Insurance and Vintage Car Insurance

Carbon Neutral Car Insurance One day Sale!

The Green Insurance Company are urging consumers not to be an April fool this Thursday by taking advantage of their one day sale.

The intermediary, who offer environmentally friendly insurance products, has launched a one day discount for this Wednesday (31st March) where motorists can benefit from a further reduction of up to 10% on their car insurance policies.

Gaynor Wood, Head of The Green Insurance Company, said: "We're offering motorists a great one day discount on our car insurance policies. With April Fool's Day just around the corner, it's an ideal opportunity to make sure that, with your insurance premium at least, you won’t look foolish."



The Green Insurance Company are one of the UK's leading environmentally conscious insurance companies. In addition to the discounted policy, motorists purchasing a car insurance policy will see 100% of their car's emissions offset.

To meet their carbon offsetting pledge, The Green Insurance Company has planted over 300000 trees in the UK since their inception in 2007 with a further 370500 confirmed to be planted in 2010. To date, the intermediary has offset over 120000 tonnes of CO2.

Car Insurance and Cheap Car Insurance

Compare The Market Car Insurance Review

REVIEW OF COMPARETHEMARKET.com

CAR INSURANCE COMPANY: Compare The Market
Website: http://www.comparethemarket.com

Type: Insurance aggregator price comparison website owned by Insurance Brokers.

We asked a large team of people to visit the Compare The Market Car Insurance website and report back to us about how easy it was to use and whether the website offered all the car insurance services and covers they required as customers.
Our Car Insurance review team consisted of a cross section of UK demographics, car types , occupations and ages; the only common factor was that none of the team had bought car insurance online before.
The object of the car insurance review was to rate the ease of use, online information, cover options and services of the website; not just to compare car insurance quotes and covers.



About the Website:
comparethemarket.com is one of the top UK price comparison websites comparing over 400 prices for car insurance. It is owned and operated by BISL, formerly Budget Insurance Services Ltd.
Visitors to comparethemarket.com can benefit from comparisons between top providers against various products including car, home and van insurance to receive quotes instantly!
Compare the Market claim that 99% of visitors to the site could save money on their car insurance!*
The website has enjoyed massive UK interest thanks to the viral TV ad campaign featuring Alexsandr the Meerkat and the social media website ComparetheMeerkat.com.

*Based on online independent research by Consumer Intelligence during 01 November 2009 to 30 November 2009.



The Review

Q. Is the car insurance company offering any special discounts or offers?
A. As a comparison site it has different companies offering different offers and discounts.

Q. Is telephone help readily available from the webpage?
A. No, but there is a choice of websites offering phone help and services.

Q. Is there a claims section readily accessible?
A. No, claims are dealt with by the company issuing the policy

Q. Was it easy to find the quote page?
A. Yes, very easy.

Q. Was there an option to recall a previous quote?
A. Yes, through an account you can set up.

Policy Restrictions?

Q. Are there any restrictions to getting a quote?
A. Some

Q. What are the minimum and maximum ages?
A. There are none

Q. Do they cover all professions?
A. Yes.

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. They do not cover q plates.

Q. Do they cover Northern Ireland (NI)?
A. Yes, they cover the whole of the UK but have less offerings for NI.

Q. Are drivers with convictions covered?
A. Yes, but they require details of all convictions in the last 5 years.

Q. How many claims in the last three years are allowed?
A. There was no limit

Getting a Quote

Q. How many pages are there before you get a quote?
A. Three.

Q. Does the application find your address easily from the postcode?
A. Yes

Q. What is the maximum number of NCD years allowed?
A. Nine +

Q. Can you protect your No Claims Bonus?
A. Yes, Individual offers from different companies have different extras attached, most charge an additional premium.

Q. Does the car details come automatically from the DVLA when the registration number is entered?
A. Yes, or you can enter the car details manually if the registration isn’t known.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. You could not alter the excess without choosing a quote from a particular company.

Q. How many accidents are you allowed?
A. There was no limit but you had to give all details of any previous claims.

General Observations

Q. Was it easy to understand what the questions wanted? Were there any help boxes?
A. Yes, very easy with help boxes on most questions.

Q. Were all the questions necessary?
A. Yes, it appeared so.

Q. Could you change things like voluntary excess to get a requote?
A. No.

Q. How long did it take to get a quote?
A. Under 5 minutes.

Q. How many quotes were returned?
A. On average 58.

Q. Were the quotes competitive?
A. Yes, quotes offered had a range of over GBP 1500 difference

Q. Do the quotes offered have different levels of cover?
A. Yes, they varied quite a lot between different companies

Q. Can you go back and requote?
A. No

Q. Did you understand the levels of cover you were getting?
A. There were brief descriptions of the levels of cover offered by different companies

Q. What additional covers were offered eg Breakdown cover, glass cover etc?
A. Different companies had different additions at differing costs.

Q. Were these covers included or do you have to pay extra?
A. The additions available were inclusive in the quote.

Q. Could you remove covers to make the quote cheaper?
A. No.

Q. Can you save the quote to return to this site later?
A. Yes, and they emailed your top quotes for you to study in your own time.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. No, the quote when followed up provide only a reference and a telephone number

Q. Was this easy or discouraged from viewing these documents before purchasing?
A. Only available once you have chosen a company.

Q. What payment methods are available?
A. All

Q. Were you asked for more personal or car details before you could purchase? If yes what?
A. No

Q. How did you find the navigation? Was it easy to move around?
A. It was simple but basic.

Q. Did you like or dislike this site? Why?
A. The site was generally very easy to use.

Q. Did the site live up to any expectations - eg from ads or TV ads
A. There was a lack of information about products though the range was very good.

Q. Was the site quick or slow?
A. Fairly quick.

Q. Was the site easy to use? On a scale of 1 to 5 , 1 being hard to use and 5 being very easy - how would you rate it
A. 4/5



Overall Comparethemarket.com was well received by the majority of our respondants, with good value prices and a clean easy to use website. Further product information would be an improvement.

Endsleigh Car Insurance Review

We asked a large team of people to visit the Endsleigh Car Insurance website and report back to us about how easy it was to use and whether the website offered all the car insurance services and covers they required.
The Car Insurance review team consisted of a cross section of UK demographics, car types , occupations and ages; the only common factor was that none of the team had bought car insurance online before.
The object of the review was to rate the ease of use, online information, cover options and services of the website; not just to compare car insurance quotes and covers.

CAR INSURANCE COMPANY: Endsleigh Car Insurance
Website: http://www.endsleigh.co.uk
Insurance Website Type : Car Insurance Brokers offering comparative backend quoting system

REVIEW

Q. Are Endsleigh car insurance offering any special discounts or offers?
A. There were no offers displayed.

Q. Is there a discount if you purchase online?
A. My quote claimed that an online discount had been applied but I was not made aware there was one!

Q. Is telephone help readily available from the webpage?
A. There is a link to a contact page with many numbers and email addresses.

Q. Is there a claims section readily accessible?
A. Yes, and easy to use with options for online claims as well.

Q. Was it easy to find the quote page?
A. Yes, very and straightforward.

Q. Was there an option to recall a previous quote?
A. Yes, you could save quotes to recall later.






About Cover and Policy Restrictions.

Q. Are there any restrictions to getting a quote?
A. There were none immediately obvious in getting a quote - they came across as accepting of all types of drivers.

Q. What are the minimum and maximum ages?
A. They had a separate section for drivers over 50.

Q. Do they cover all professions?
A. Yes

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. Yes but need they all need declaring.

Q. Do they cover Northern Ireland (NI)?
A. They cover the U.K but were unclear about NI.

Q. Are drivers with convictions covered?
A. Yes motoring Convictions, but they need to know how many you have had in the last three years.

Q. How many claims in the last three years are allowed?
A. They did not ask about previous claims, or give a maximum claims allowed.

Getting A Quote

Q. How many pages are there before you get a quote?
A. 1.

Q. Does the application find your address easily from the postcode?
A. Yes.

Q. What is the maximum number of NCD years allowed?
A. 9 years.

Q. Can you protect NCD?
A. Yes, for an extra premium.

Q. Does the car details come automatically from the DVLA when the registration number is entered?
A. Yes or you can enter manually.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. GBP 0 to GBP 2000

General Thoughts

Q. Was it easy to understand what the questions wanted and were there help boxes?
A. There were help boxes on all the necessary questions.

Q. Were all the questions necessary?
A. Yes and less intrusive than usual.

Q. Could you change things like voluntary excess to get a requote.
A. Yes.

Q. How long did it take to get a quote?
A. Less than 5 mins.

Q. How many quotes were returned?
A. 1.

Q. Do the quotes offered have different levels of cover?
A. You chose the cover as you made the quote.

Q. Can you go back and requote?
A. Yes, by amending your details on the same page.

Q. Did you understand the levels of cover you were getting?
A. Yes, the help boxes were very clear and informative.

Q. What additional covers options were offered?
A. The site offered many covers such as road rage, repair guarantee, legal, wind screen cover but most were an optional extra unless comprehensive.

Q. Were these covers included or do you have to pay extra?
A. They were included for comprehensive cover.

Q. Could you remove covers to make the quote cheaper?
A. You are originally quoted with no extras attached and then you add what extras you want and your quote builds up.

Q. Can you save the quote to return to this site later?
A. Yes.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. Yes but you cannot find them anywhere until you get to the final stages of a quote.

Q. Was this easy or discouraged from viewing these documents before purchasing?
A. It was encouraged.

Q. What payment methods are available?
A. All methods including monthly premiums.

Q. Were you asked for more personal or car details before you could purchase? If yes what?
A. I could not proceed without the registration number.

Overall Opinions of the Website

Q. How did you find the navigation? Was it easy to move around?
A. The site was simple to navigate.

Q. Did you like or dislike this site? Why?
A. Ok - The site seemed good at first but when explored didnt feel very informative as you couldn't view policy documents until the system had decided the insurance company.
Very good competitive premiums for students and young drivers generally.

Q. Was the website quick or slow?
A. Fairly quick - especially quick to get a quote.

Q. Was the site easy to use? On a scale of 1 to 5 , 1 being hard to use and 5 being very easy - how would you rate it?

A. The site was very simple to use with a fast quotes. it could have been more informative about the products. Overall score 4/5.

All our respondents were impressed at the speed of Endsleigh Car Insurance in returning quotes. The site is flexible and offers a wide range of covers, and is particularly goood for young drivers, professionals and some specialist markets.
Being an Insurance Broker, Endsleigh Car Insurance is able to offer excellent additional services such as claims and telephone assistance.

A Car Insurance Television Review 2010.

Admiral Car Insurance Review

We asked a large team of people to visit Admiral Car Insurance and report back to us about how easy it was to use the website and whether the website offered all the car insurance services and covers they required.
The team consisted of a cross section of UK demographics, car ownership and ages; the only common factor was that none of the team had bought car insurance online before.

The object of the review was to rate the usability, car insurance cover offerings and services of the website, and not just the premiums and prices quoted.



REVIEW OF ADMIRAL CAR INSURANCE
Website: http://www.admiral.com

Q. Is the car insurance company offering any special discounts or offers?
A. Yes,10% online discount

Q. Are the discounts only available if you purchase online?
A. No, even if you call to purchase after getting a price online you'll still get the discount

Q. Is telephone help readily available from the webpage?
A. There are 2 numbers available for getting help with quotes on single and multi car policys and an extensive 'contact us' section with many numbers and addresses

Q. Is there a claims section readily accessible?
A. There is a link to a claims page with all the necessary form available for print, download or to be completed online

Q. Was it easy to find the quote page?
A. The link was central on the opening page of the site

Q. Was there an option to recall a previous quote?
A. Yes, you created an account during the quote process


Policy Restrictions

Are there any restrictions to getting a quote

Q. What are the minimum and maximum ages?
A. There appeared to be no age resctrictions

Q. Do they cover all professions?
A. Yes

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. Yes

Q. Do they cover Northern Ireland (NI)?
A. There policy extends to the whole UK however it is unclear

Q. Are drivers with convictions covered?
A. Yes

Q. How many claims in the last three years are allowed?
A. There was no maximum

Getting a Quote

Q. How many pages are there before you get a quote?
A. 5

Personal details

Q. Does the application find your address easily from the postcode?
A. Yes, and it asks you your house number before the search so you don't have to choose from a list

Q. What is the maximum number of NCD years allowed?
A. 9+ years

Q. Can you protect your NCD?
A. You could opt for protected and guaranteed NCD years but it cost an additional premium

Car details

Q. Does the car details come automatically from the DVLA when the reg no is entered?
A. Yes, but you could enter the details manually if you wanted to.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. GBP 0 to GBP 1000 - changing these affected the premium considerably.

Claims details

Q. How many accidents are you allowed?
A. They wanted to know about all your accidents and claims but there was no obvious limit

General Observations

Q. Was it easy to understand what the questions wanted and were there help boxes?
A. The majority of the questions had help boxes but was easy enough not to need them

Q. Were all the questions necessary?
A. Yes

Q. Could you change things like voluntary excess to get a requote?
A. You could change details about your quote on the final price page and the quote responded accordingly

Q. How long did it take to get a quote?
A. About 5 mins

Q. How many quotes were returned?
A. Just 1

Q. Do the quotes offered have different or varying levels of cover?
A. No, but you could amend your quote details and therefore change your level of cover and requote.

Q. Can you go back and requote?
A. Yes you could requote as much as you wanted

Q. Did you understand the levels of cover you were getting?
A. There was no description of the differences in covers

Q. What additional covers were offered?
A. They offered windscreen, courtesy car and stereo cover as basic, then breakdown, personal injury and hire car at a charge

Q. Could you remove covers to make the quote cheaper?
A. You could not remove the inclusive covers

Q. Can you save the quote to return to this site later?
A. Yes through your account..

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. The documents are all available to view and download from the main page.

Documents available:
Policy Documents
Keyfacts:
Top Up Cover
Admiral Garage and Repair Network
Admiral Breakdown Cover
Admiral Hire Car Cover

Q. Was this easy or discouraged from viewing these documents before purchasing?
A. Easy.
.

Purchasing Admiral Car Insurance

Q. What payment methods are available?
A. You could pay online with any major credit/debit card also you could set up a direct debit and you could finish the quote over the telephone.

Q. Were you asked for more personal or car details before you could purchase? If yes what?
A. No

Overall

Q. How did you find the navigation? Was it easy to move around the website?
A. Good, you could move around the site whilst getting your quote as the quote process was done in a separate window.

Q. Did you like or dislike this site? Why?
A. Like - The site was enjoyable to use because it felt honest and upfront although the premiums occasionally seemed very high in comparison.

Q. Was the website quick or slow?
A. The site itself was quick to navigate around and the quote process also

Q. Was the site easy to use?
On a scale of 1 to 5 , 1 being hard to use and 5 being very easy - how would you rate it?
A. 5 - The site was simple, quick and clear.



Get an Admiral Car Insurance Quote

So there you have it - Admiral comes out top on usability with a maximum vote of five from our team, that is going to take some beating. It looks like the Business Analysts at Admiral have done a fantastic job on the online functionality of this website! Let us know your thoughts on this website.

Read More Car Insurance Reviews and Compare Cheap Car Insurance Quotes from hundreds of specialist suppliers.

Car Insurance - It's all a game - Innit?

Cheap flight expert Stelios the Greek, must be a secret gaming geek!

His financial services company Easymoney has commissioned a Car Insurance 'platform' game, presumably in a bid to get his brand awareness raised amongst those members of society that like computer games and running over great big fat Bulldogs in Cars....Ooooh yes!




The game has ten levels (yes I played it!)each one dedicated to splattering into the gutter one of the major players in the UK car insurance market.
It must be fairly old as you get a chance to run over a Lloyds black horse as well as that annoying rat from Esure......No Dear not Michael Winner!
He's rather rude about the freshness of Tesco's veg as well!

There's certainly no mention of the Meerkat, Opera Singer,Tiger or Television so I guess this game never went viral.

Maybe its time to commission Insurance Hunter2 - The curse of the aggregator!

If you fancy playing the game click here.

If you are a real car insurance hunter looking to Compare Car Insurance don't waste your time online playing silly games!

Motor Insurance premium set to soar in 2010 says Deloitte:

By Car Insurance Blogger Kris Oldland

A recent report from global financial consulting giant Deloitte points to an uncertain year ahead for the Motor Insurance industry.

Worryingly the report indicates that the industry as a whole could make underwriting losses of up to GBP1bn in 2009 if not for the support of prior year releases.
Deloitte also suggest that for the motor insurance industry, worth some GBP12bn, these losses are likely to continue into 2010.
Estimates suggest that car insurers will have to raise their premiums by a minimum of 5% to replace the lost income resulting from lower investment returns.

Insurance associate partner at Deloitte, James Rakow, commented that: "Results at a headline level for UK motor insurers have shown this market cruising along at close to underwriting breakeven point from 2001 to 2007."

Looking at the latest annual results available (2008), the headline net operating ratio is reported at 105%. In real terms this translates to Motor Insurers making an underwriting loss of GBP5 for every GBP100 of premium. However there is rising concern that unlike in 2008 where the investment market conditions were good enough for insurers to recoup this underwriting loss and make a small insurance profit, the additional revenue streams simply are not able to compensate this time around.

Mr. Rakow also voiced his concerns regarding this area stating that: "Looking beneath the likely headline result for 2009, the picture is even worse for motor insurers.
Indications are that the current year trading is far from being profitable at a market level and this is likely to remain the case in 2010. For the last few years prior year reserve releases have been at exceptionally high levels. I do not expect to see anything other than modest levels of reserve releases in 2009."

Figures from Deloitte's Motor Premium index are showing that the current rise in motor insurance premiums are increasing at the fastest rate seen since the index began back in 2003.
Premiums for comprehensive cover have soared in particular showing a rise of 11% for the year (to September 2009) and with a rise of 4% in the third quarter of the year also it appears that there is little to indicate that this trend will slow down at any time soon.

Speaking with particular regard to these premium increases, Mr. Rakow said: "One piece of positive news for motor insurers is that there is now strong evidence in the market that motor premiums are on the increase.
This is not such good news for consumers who may find it increasingly difficult to compare car insurance and to shop around for a cheaper premium at renewal.
With lower investment returns and the prospect of only modest support from prior year reserve releases insurers have had to look to premium increases to improve their results."

As Mr. Rakow suggests there is certainly the hint of a silver lining in motor premiums being on the increase for Motor Insurers, however these increases will have to be particularly fierce for many to make underwriting motor insurance a profitable sector again. However, for the consumer, who will almost unilaterally will face a steep increase in the cost of insuring their vehicles, this will be of little comfort.

Also we are now seeing the motor insurance market now becoming more a more integrated with a bloated aggregator model. Ironically the aggregator market has now developed to become a daunting and confusing landscape of its own after setting out to simplify the market for us humble consumers just a few years ago.

The confusion of meerkat's, tenors and tigers now just seems to add another layer of choice into the process. Add to this the current worries about dual pricing where we are faced with having to leave our current insurer to guarantee a better deal and finding decent value motor insurance in 2010 seems like a lot of hard work.


Visit Car Insurance Television and Compare Car Insurance Quotes for standard and specialist UK motor insurance.

Michael Schumacher Will Need Mercedes Insurance

The doyen of the teutonic F1 scene, Michael Schumacher, and former multi World Drivers Champion has announced his F1 driving comeback at the age of 41.



Schumacher has today announced his intention to drive in next years 2010 F1 season for the Mercedes Brawn Team, in the position that was left vacant by the departure of current F1 World Champion Jensen Button to rivals Mclaren Mercedes.

The drive is worth an estimated £6 million for the season, although already sceptics are lining up to doubt whether he will go the whole way.....

Schumacher speaking on Sky News, said that he has been in training all summer and autumn to recover from the neck injury that kept him from replacing Massa in the Ferrari team back in June, and that he felt 100 per cent capable of the drive.
He is also looking forward to competing against some of the younger drivers like Massa and Hamilton for the first time.

In reality it will be difficult for Schumacher to compete against the likes of Hamilton and Button at Mclaren, whose cars were getting better with every race towards the end of last season.

There is though the 'Button' element that gave Brawn such a flying start last season when every one in the Motor sports world had written off their chances before the start of the season.
With Ross Brawn at the helm and Schumacher at the wheel anything can happen....

Then there is also the question about engines. surely Mercedes will favour their own team over McClaren?

It's going to be a very interesting 2010 F1 season......

In the meantime Michael scumacher is going to need Mercedes Insurance for all those lovely Courtesy cars and gifts that the Mercedes-Benz people are going to shower him with..



Well Michael, you need to look no further than Car-Insurance.tv to get the best car insurance quote for all Mercedes models at the Mercedes Car Insurance comparison site.

Compare Car Insurance online for all UK Cars at Car Insurance Television.

How to avoid Accident and Car Insurance Claims This Winter

As winter approaches and the days get short it is sensible to think about additional driving requirements at this time of year, particularly if you live or drive in rural areas; taking just a few precautions can avoid accidents and car insurance claims and the possibility of being off the road at Christmas.

Make sure that you are carrying with you the following items, and if you are unlucky enough to be involved in accident miles from home, these little things might just save your life:

1. Additional Clothing: Fleeces, Hats, Gloves and Coats
2. Blankets in the car: If you are stuck after an accident in a blizzard, once your engine cools the car repidly turns into a fridge.
3. De-Icers and Scrapers
4. Something to drink: If you are stuck for a long time it would be useful to carry liquids to avoid dehydration, preferably hot in a flask.
5. A fully charged Mobile Phone
6. Car Breakdown Insurance and the number to call!
7. A Map: Even if you have Sat-Nav in your car, a map will help you fing the nearest property or town if you are stuck.
8. A high visibility vest of something to attract attention.
9. Money: make sure you do not travel without cash and a credit card

Following this accident and emergency for the winter checklist, will at the very least make your accident or breakdown less distressful.

You can also avoid accidents and disasters leading to car insurance claims if you ensure that your vehicle is fit for the trip in Winter conditions. Follow this checklist and avoid unnecessary and expensive claims.

1. Ensure your engine oil level is correct and top up if necessary.
2. Check the fluids paying particular attention to the vcar's radiator, brake fluids, engine coolants and screen wash.
3. Check your tyres! Ensure that they are of the minimum legal tread and are inflated to the manufacturers recommended pressures. You can usually find the correct pressures for your tyres on a plate on the edge of the drivers door!
4. Check your lights! You will need to ensure that all your lights are working correctly. Be aware that it is an offence to drive with insufficient lighting at certain hours of the day and if you are unfortunate to have an accident , this could invalidate your car insurance claim. Check Headlights, Sidelights, Rear Lights and Brake lights to see that they are all working.
If you are on your own, if you park the car close to a reflective surface you will not need assistance to see that they are working.
5. Check your Visibility! Ensure your windows are clean inside and out. If you have problems with heating and air blowers, get them fixed before the start of the very cold period

Drive safely this winter - It's deadly out there!

Compare Car Insurance Quotes & Schemes at the best Winter 2009 prices from the best quality policies.

RBS Churchil Insurance - Is the nodding dog facing the guillotine?

There's been a lot of noise in the UK press recently about the split up of the profitable insurance arm of RBS Bank, partly because the Government wants some of it's money back, but more importantly because the organisation has been deemed to be in breach of European monopoly regulations regarding Insurance and needs to be broken up.

Out of the ashes of the Scottish Bank will come the predators who probably can't wait to get their grubby hands on the likes of Churchill. The Insurance News press are already speculating as to who the interested parties are.

Whoever buys Churchill is guaranteed profitable business as years of marketing expertise has engrained the lovable bulldog into the British psyche.
Why I even heard Chris Moyles of Radio 1 doing five minutes of oooh Yeeees impressions this morning! now that is invaluable advertising!
The dog is a National treasure !

Before an earthquake there are seismic rattles so perhaps what landed in our inbox today is an indication of things to come. RBS's Privilege Car Insurance has closed it's online affiliate scheme and hasn't advertised on TV for ages. We saw similar things happen to the Norwich Union brand earlier this year.

It appears the shadows are now gathering over the old bulldog's future.........

RE: RBS Insurance - System Outage
Dear Affiliate,

RBS Insurance would like to give you advanced notice that there will be some outage across all RBS Insurance websites - Direct Line, Churchill, Green Flag, Devitt and Privilege starting at 00.30hrs on Sunday 22nd November.
The planned outage will allow for scheduled enhancements to be implemented across all websites. Their aim is to have all sites back live to the public by 9.40am. These timings are subject to any unexpected issues that may occur during the release.
RBS Insurance would like to apologise for any inconvenience this may cause you and would like to take this opportunity to thank all affiliates for their continued hard work and support across the RBS Insurance brands.
Should you have any queries, please do not hesitate to contact your Account Manager.



Hmm, maybe they are splitting the brands onto different platforms that day?

Watch this space.....Oh Yes!
Compare Car Insurance and Cheap Car Insurance Quotes

High Performance Car Insurance Schemes Compared

If you own a high performance car there are quite a few prerequisites that you'll probably require of your cover, for example, being able to choose your manufacturers approved repairers and only using authentic replacement parts should you be unfortunate and need to claim.
And there is the cost.....
That's why at Car-Insurance.Tv we have brought together all the leading UK high performance car insurance schemes into one place where you can compare prices, schemes and purchase policies, specifically designed for high performance cars.



Save time refilling in the same information when you compare over 80 specialist high performance car insurance schemes for your particular car.


Compare Car Insurance from hundreds of specialist car insurance schemes.

Test Drive an Aston Martin and you dont need Insurance!

Not just anyone can walk into an Aston Martin Dealership and demand a test drive and even if you were thinking of buying a new one there's a long waiting list!

So how do the likes of us mere mortals get to experience the thrill of getting behind the wheel of an Aston Martin DB9 or V8 Vantage?

Well for just GBP99 you can!



Well as long as you hold a valid UK driving licence, are aged 17 or over, don't weigh more than 16 stone and are between five foot and six foot four tall!

There are centres run by Virgin Experiences, all over the country, including Silverstone where you can put the pedal to the metal for just 99 quid!

For more information on Test driving an Aston Martin click!

For information on exclusive Aston Martin Insurance Schemes for new models at the cheapest UK rates, visit Aston Martin Insurance where you can aslo compare over a hundred independent schemes for Classic Aston Martin Insurance









Car Insurance and Cheap Car Insurance

Rolls Royce Car Insurance - You need a Supermarket to get it!

At Car-Insurance.tv you can compare quotes for Rolls Royces old and new, when you use our simple to use Rolls Royce Car Insurance scheme comparison tool.

Car-Insurance.tv is a unique specialist, performance and classic car insurance supermarket where you can compare quotes from over a hundred approved schemes at the cheapest rates available online!

It's a pity the Driver in the following story didn't visit Rolls Royce Classic Car Insurance online before smashing his pride and joy into his local supermarket!

On second thoughts maybe it's good he didn't!

Heres the story..............

A man accused of driving a Classic Rolls Royce through a supermarket window in Hampshire has been remanded in custody.

Six women suffered cuts and bruising when the car shattered the window of the Tesco store in River Way, Andover, on Wednesday afternoon.

Robert Caton aged 50, of Cusden Drive, Anodover, was charged with recklessly endangering life, dangerous driving and criminal damage.
He was orginally remanded to appear at Winchester Crown Court on 5 June.
Mr Caton has also been charged with failing to provide a specimen


Man admits Rolls Royce Supermarket crash. Six women suffered cuts and bruising when the window shattered


A 50-year-old man has pleaded guilty to dangerous driving after his Rolls Royce crashed through the front window of a supermarket in Hampshire.

Robert Caton, of Cusden Drive, Andover, also pleaded guilty to a charge of failing to provide a specimen.

Six women were hurt when he drove into Tesco in River Way, Andover, on 20 May.

Caton pleaded not guilty to a charge of criminal damage while being reckless as to whether life was being endangered, which the prosecution accepted.

The case heard at Winchester Crown Court, was adjourned for sentencing on 25 September 2009 and Caton was remanded in custody until then.

Judge Keith Cutler asked for pre-sentence reports to be prepared by the probation service on Caton.

The six women who were injured suffered cuts and bruising when the Classic Rolls Royce Silver Spirit, A Reg car shattered the main window.

Classic Car Insurance and Rolls Royce Classic Car Insurance

Uninsured Drivers Cost Car Insurance Policyholders Dear!

Are you paying too much for your car insurance?

Are you fed up with the prices that you are being quoted - wherever you go?

It is more than likely that you will not be able to find cheap car insurance anywhere - because of where you live. All motor insurance rates are largely determined by the risks associated with the Postcode of the premises at which the car is kept overnight. If you live in a high risk postcode area there is little you can do to reduce your premiums short of moving!

One of the factors that affects the postcode rating table is the number of uninsured illegal drivers in your area.
The Motor Insurance Database (MID) which was founded in 2001, keeps records of all the uninsured drivers that have been caught by the Police.
The MID has recently reported that police seized over a hundred and fifty thousand cars last year which were being driven without insurance, and over forty percent of these were destined for the crusher!

So who are the bad boys who are costing us all more in insurance premiums, but particularly if you live in the following postcode sectors?

Well, the UK's worst is Bradford with proportionally more offenders than anywhere else in the UK. BD3 or Barkerend Bradford is the worst offending postcode, a poor area with high levels of asian immigration. Police have suggested that the problem is actually worse there than has been suggested but it is sometimes difficult to catch all the criminals as many drive using their relatives legal details. BD8 Whitefield and BD9 Frizinghil and Heaton are also at the top of the list.

Following close behing Bradford are certain postcodes in the West Midlands in particular B21 Handsworth, B20 Small Heath and B8 Saltley.

Be particularly careful if you have to drive in any of these postcode areas because if you are hit by an uninsured driver, chances are you may have a torrid time seeking compensation and justice!

Car Insurance blogger supports the moves for much tougher remedies including longer prison sentences for those who flout the law by driving uninsured.
Not only are these people putting us all in serious danger, they are costing this country a fortune.
An estimated 20 million pounds per year is paid into the Motor Insurers fund by the car insurance companies to cover some of the costs of claims against uninsured drivers.
This is being added to all of our car insurance premiums!

The weak British Judiciary and Magistrates need to tackle this problem head on and hand out exemplary custodial sentences for those found driving without insurance! Often the fines are less than the car insurance premiums!

A GBP 150 fine and a six month ban is really taking the piss out of the majority of us who scrimp and save to find the car insurance premiums every year!

Wake up you old fart Judges and get a sense of perspective!

New Classic Car Insurance Products

Classic Car Insurance Company Launches New Specialist Policies

The UK's leading online classic car insurance company Car-Insurance.tv has announced the launch of classic car policies designed to offer cheaper cover for women driver insurance and young drivers with age and gender related car insurance schemes.

PRLog (Press Release)- Aug 04, 2009 - Online UK classic car insurance comparison company Car-Insurance.tv ( http://www.car-insurance.tv ) has announced the launch of a range of new products and schemes specifically aimed at young drivers, lady drivers and senior drivers who own classic and collectors cars.

Marketing Director Dave Healey said, "Our online classic car insurance comparison system, is the largest in the UK and is particularly designed to make large premium savings with cheaper premiums for owners of classic and collectors cars."
"We are particularly good at finding you the best cover by your car type make and model, with our car marque insurance schemes, however many of these schemes did not offer tailored cover for women, older and young drivers."

"We recently undertook a survey and comprehensive review of our online customers which has revealed to us that we were missing out on some large segments of the market, in particular classic car insurance covers for young, old and lady drivers. The addition of the new products means we can now provide a much better Internet experience for these groups of people and we can satisfy the buying intentions of more of our customers, which include some large niche segments of the UK car insurance buying population"

Mr Healey added "Our classic car insurance schemes already offered fully comprehensive, all risks policies to young drivers over the age of twenty three. The addition of the new schemes and policies will allow us to offer classic car insurance to drivers aged twenty-one or over.
Many older cheaper cars, which are particularly favoured by this younger age group, are now eligible for classic car insurance cover."

"Our lady and women driver customers will also gain from the introduction of the new classic schemes." Mr Healey stated.
"Statistics have long shown that women drivers make fewer claims than their male counterparts. The survey showed that many of our more expensive performance and sports classic car policy holders were women."
"In order to offer these female drivers the range of covers that are available under standard cover, we have incorporated many classic car insurance schemes and policies that are designed exclusively for women drivers. They offer discounts found on standard covers and a range of benefits including agreed valuations"
"Classic car owners over fifty will also benefit from comparing schemes that offer large discounts for mature drivers with a decent driving history."

More information about all these classic car insurance products can be found on the company's Classic Car Insurance website,

Garage Your Car for Large Car Insurance Premium Savings

Put your car in a Garage and keep your Car Insurance premiums down and your money in your pocket!

Whether you own a Bentley or a Banger, everyone is always looking for ways to save money and reduce their car insurance premiums and buy cheap car insurance.

One sure-fire guaranteed way to get an instant discount of up to ten percent or more on the cost of the car insurance, is to keep your car locked up overnight in a garage.
If your car is insured under a specialist car insurance or classic car insurance policy, the garaging option will bring additional security discounts and savings.



It might be a pain putting it away everynight but it will be worth the savings.

Similarly garages don't have to be ugly anymore as these images from a German based Pimp My Garage company demonstrate.
Style-Your-Garage.com offers customers the chance to 'pimp their garage' with unique 3D designs for their doors.

So if you own an MG, and have MG Classic Car Insurance with us, why not go the full set and have a photo of your MG brightening up your life while staying safe and secure in your garage.






The Official MG Classic Insurance Scheme

Exclusive cheap MG classic car insurance from Lancaster Insurance with massive discounts for MG owners club members.The official MG classic Scheme - Save £££s!
Category: Cars & Vehicles
Tags:
MG Morris MGB MGA Car insurance, classic car insurance

Specialist Taxi Insurance Review

Motor Insurer Swinton are offering specialist taxi insurance covering vehicles, taxis and limousines used for hire and reward.



Swinton's specialist taxi unit can help any owner driver or company find a competitive insurance quote whether the taxi is used for private or public hire. You can make initial enquiries online and the taxi team will call you back immediately during normal working hours, to discuss your taxi insurance needs and give you a quote.

In addition to black cabs or hackney taxis, Swinton also specialises in cover for MPVs, mini-buses used to carry people for hire or reward.

Cover can be arranged for Companies with a taxi fleet. Swinton has a dedicated taxi team of professional people who concentrate on the specific needs of taxi drivers and companies.

Even the most careful of taxi drivers may be involved in an accident at one time or another. Swinton deals with top UK insurers, many of which have a dedicated one call claims line which is open 24 hours a day for emergency situations.

If you're interested in competitive taxi insurance Swinton could help you save money year after year. Subject to certain terms and conditions, all policies can earn a valuable no claims discount.

Short period taxi insurance policies are also available for drivers wanting temporary cover (subject to a minimum of three months).

The taxi policies available through Swinton offer flexibility covering public liability as well as local authority insurance liability. For a wide range of circumstances, Swinton is committed to finding competitive premiums.

Taxi breakdown cover is also available from Swinton.

Get a Taxi Insurance quote

The Specilaist Car Insurance Website

Churchill Car Insurance Review

Churchill Car Insurance Review



The Churchill brand has become one of the most famous in the UK car insurance market thanks to years of TV advertising campaigns featuring the familiar nodding 'Oh yes' britsh bulldog called Churchill.
Part of the RBS group of car insurance companies, Churchill is one of the UK’s leading insurance companies and a range of motor insurance products, such as Car, Van, and Breakdown cover.

The website is very easy to use and you can obtain a quote in a couple of minutes. The site is predominately good value for standard covers and small to mid range insurance group cars, although in testing premiums appeared very competitive for a range of vehicles.

Churchill Car Insurance policy benefits:

Up to 15% off when you buy online plus free Breakdown provided by Green Flag.
Named drivers earn their own Named Driver No Claim Discount.
10% discount on new policies taken out on additional cars.
Accident recovery service, 24 hours a day.
No claims discount of up to 65% which you can protect.
Round the clock windscreen repair and replacement! If your windscreen is repaired there’s no excess to pay and no loss of no claim discount.
Fancy a trip to the EU in your car? Your existing cover is automatically extended at no extra cost (for up to 90 days)

Churchill was the Winner of Your Money 2006 Best Motor Insurance Provider and 'Best Online Motor Insurance Provider' Independent research carried out for the company shows that 1 in 10 people save up to £140 by switching to Churchill.



Car Insurance and Cheap Car Insurance

Elephant Car Insurance Review

Elephant Car Insurance Review



elephant.co.uk is part of the Admiral group of insurance companies based in Cardiff, and is an online Internet only car insurance company which was launched in August 2000. Famous for UK televison commercials featuring the cartoon elephant and the slogan 'Even Cheaper Car Insurance', the company now has over 350,000 customers.

Like the Admiral site, the Elehant car insurance quote system is easy to use with an uncluttered screen and clear precise navigation and help. Quotes can be obtained in a matter of minutes. A good feature is the ability to recall a quote for up to thirty days and to be able to make changes to covers while still within the process and at a later date.

Overall we found this a very simple to use site which delivers on promise. The site is of particularly good value for cover to cars in the small to meduium sized range and insurance rating groups.


Elephant Car Insurance Policy Benefits include:
Elephant cover offers free European cover included with all car insurance policies
Free windscreen cover included with all fully comprehensive policies
Free courtesy car when you use one of our approved repairers
Flexible payment options
Legal Expenses protection cover of up to GBP100,000 is provided as standard with no extra costs!



Get an Elephant Car Insurance quote or read more Elephant car insurance policy information


Even Cheaper Car Insurance

Direct Line Car Insurance Review - Cut out the middleman!

Direct Line Car Insurance - a good deal better?

Buying direct from Insurance companies has long been a method of reducing car insurance premiums by cutting out the commissions paid to brokers or other intermediaries. This is no less so today with Direct Line Car Insurance who have been selling cover direct to the public for over 20 years.



Direct Line is part of the RBS insurance group, although is fiercely independent and prides itself on being the first major car insurer in the UK to offer car insurance direct to the public, with the support of call centres.
Indeed you will not find Direct Line car insurance available form any other outlet on the Internet or comparison or aggregator website. As it says on the label you can only buy this car insurance Direct!

The car insurance quote system is clean and easy to use, a quote takes a couple of minutes if you have all your details to hand. Both third party fire and theft and fully comprehensive policies are available online.

Direct Line Car Insurance Special Benefits
Vandalism cover is included instandard Comprehensive cover, that preserves your no claims discount, should you have a claim.
Named drivers earn their own named driver no claims discount and no claims bonus years. These are not tranferable but may be used when an individual takes out a Direct Line policy.
If you're hit by an uninsured driver Direct Line cover your excess payment and your no claims discount won't be affected.
If you have an accident the ciover includes valeting and Direct Line clean all repaired cars inside and out before returning them
Additional further discounts are available if you insure your second car with Direct Line.
In the unfortunate event of having an accident, if you choose one of DL's approved repairers, your car will be collected and delivered for free, cleaned inside and out and the repair work will be guaranteed for 5 years.

Been driving a company car and need your own insurance?
Claim-free driving of a company car can count on a Direct Line policy who will reward your claim-free driving where you have recently relinquished a company car that you had sole use of. If you’re over 25 and can confirm that you have made no claims on the company policy, then the Company Car No Claims Discount could mean that you are entitled to a discount of up to 5 years No Claims Discount.



Read more policy information or
get a quote Direct from Direct Line


Shop around for Cheap Car Insurance

Diamond Car Insurance - Women Drivers Car Insurance Review

Diamond Women Drivers Car Insurance Review - Car Insurance for Women



Diamond is a specialist female car insurance comapny.
Diamond covers the needs of women drivers, offering them a range of quality benefits and services tailored at good market prices and offering plus a few extras that they claim you won’t find anywhere else!

Diamond has been offering exclusive specialist car insurance for women and lady drivers since 1997 via call centres, and has been providing specialist lady driver insurance quotes on the Internet since 2000.

The online proecess is easy to use with good help and returns a quote in a couple of minutes.

Diamond comprehensive lady driver car insurance policy is packed full of benefits tailored especially for women and includes a Free Courtesy Car, approved repairers, GBP100,000 Legal Protection Cover, Personal Injury Cover, Free Windscreen repair, 24 hour Roadside Emergency Accident Helpline, up to GBP750 of stereo cover, flexible payment options and Free Handbag and contents cover up to GBP300.

While Diamond's comprehensive cover includes all of the benefits that you would expect from a women's car insurance policy, that's not all, Diamond also have exclusive benefits not available anywhere else like the Diamond Best Friends Club where if you sign up online you can receive exclusive offers and discounts straight to your inbox, Child seat cover protects your children's Accessories, Prams, Buggies and Child car seats and you will also become a member of the exclusive Diamond Best Friend's Garage Network where if you are unfortunate enough to need to make a claim, the prices of repairs are regulated and everything can be sorted over the phone, you may never have to deal directly with a garage for repairs again!



Diamond unlike many other women driver car insurance companies in the UK, allows you to include your MALE partner on your motor insurance policy! Beware that they may well be rated as a man!

For useful information on female insurance and female driving tips take a look at Diamond's frequently asked questions and Women's car insurance guides.

Diamond offer an additional 10% extra if you get a woman's car insurance quote online.

Get a Womens car Insurance quote from Diamond

More Lady Drivers Car Insurance and Womens Car Insurance

Be Wiser Car Insurance Review

Be Wiser is a very easy site to use with audio help throughout for drivers with reading difficulties.



The overall layout and functionality of the site is modern and easy to use from a consumer point of view, with clearly stated navigation and quotation systems for each product.
Online help is available at all stages of the car insurance quotation process, which follows the standard form data collection method and returns quotes in a reasonable time.

The car insurance quotation system offers a range of quotes from 28 different car insurers, some of whom offer specialist and classic car insurance policies:


* ABC Insurance
* Advantage Insurance
* Highway Insurance
* AIG UK Limited
* Allianz Insurance
* AXA Insurance
* Brit Insurance
* Broker Direct
* Chaucer Insurance
* Equity Insurance Group
* Europa Group
* Fortis Insurance
* Groupama Group
* HSBC
* KGM Insurance
* Link Insurance
* Markerstudy Insurance Company
* MMA Insurance
* NIG
* Norwich Union
* Premier Underwriting
* Prestige Underwriting
* Provident Insurance
* Regency
* Royal And Sun Alliance
* Sabre Insurance Company
* Service
* Zenith
* Zurich Insurance
* Cornhill Insurance
* Doric Insurance

Be Wiser have selected car insurers that they consider to be the best in their respective fields. Theye are confident that they are able to offer all our clients the right policy to meet their needs at the right price.



Policy Features
These vary with individual features from the underwriting companies, however, all policies come with free legal protection service and free RAC breakdown on all motor policies
Instant cover is available live online and payments by instalments is available for all car insurance policies.


Car Insurance and Cheap Car Insurance

Admiral Car Insurance - Multi Car Insurance Policy Review

Cheaper Multiple Car Insurance from Admiral Car Insurance



Do you have 2 or more cars you need to insure? Perhaps yours and your partners?

Admiral are offering a new type of policy for owners of two or more cars which they claim could save 23% across the board, on annual car insurance premiums with a 'MultiCar' policy.

Unlike some other providers who may offer a multi car discount if you insure a second car with them, Admiral's MultiCar insurance policy actually combines the cars on a single policy, which means your discount better reflects your circumstances and gives you a bigger discount!

The multi car policy is aimed at risk addresses and can cover your address whether you are single, married or sharing a house – you can save with MultiCar as long as the cars are registered at that address.

If you are alone but own two or more cars registered at the same address then you are eligible for great discounts with Admiral MultiCar.

Many people avoid combining there sepeate car insurance risks because the renewal dates are different on each car?.
Admiral makes it easier to unite them onto a single policy, saving you time shopping around for car insurance throughout the year.

What benefits does the multi car insurance policy include?

Admiral's comprehensive MultiCar car insurance offers the following benefits as standard:

GBP100,000 legal protection
GBP5,000 personal injury cover
Free guaranteed courtesy car while yours is repaired at an authorised repairer
Up to GBP750 Stereo cover for each car
Control your policy with flexible excess options
Free windscreen repair



If you have more than one vehicle we recommend you get a quote from Admiral to see just how much you and your household could save on annual motor insurance costs!

Admiral car insurance policies and Admiral multi-car policy document for further reading

Get a Admiral Car Insurance Quote

Specialist Car Insurance and Classic Car Insurance

Specialist Porsche Car Insurance

You can now compare quotes from over 100 suppliers of insurance for Porsches at car-insurance.tv including exclusive specialist schemes designed for Porsche owners and Club members.



We compare prices and cover from specialist Porsche schemes, ensuring you only pay for the cover you need, at the best UK Internet prices for Porsche Insurance.

Whether you own an old classic 944, 911 Carrera or the latest Panamera you will not find better Porsche cover elsewhere in the the UK.

Compare quotes today from our online Porsche Car Insurance Schemes and start saving hundreds off the price of your premiums with superior tailored Porsche Insurance Cover

Transferring Cherished Number Plates and Car Insurance

Do you own a cherished or personalised number plate?

What do you do if you are buying a new car and wish to transfer it from the old one? How do apply for insurance before taking delivery of the new car if you are transferring the registration?
How can you sell or trade your car against another, or scrap the car while retaining your cherished number plate?



If you are trading in your car against another at a main car dealership or purchasing direct from them, the dealer will most likely be able to transfer your registration number from the old car to the new one at the time he taxes the new one and changes it into you name so you can pick up your new car with your registration number already on it. You will need to provide insurance details before picking up the new car. The car insurance is rated on many factors but number plate is not yet one of them, although it could be argued that personalised number plate holders are more inclined to look after their motors, it could equally be argued that personalised or cherished number plate holders are more likely to drive modified or unusual vehicles that present a greater risk.

Vehicle to Vehicle number plate transfer

You will need to:

* complete a V317 application to transfer or retain a vehicle registration number - if the number is being transferred to someone elses vehicle, then both registered keepers must complete the application
* enclose the GBP80 transfer fee

Also enclose for both vehicles:

* the registration certificate or logbook
* or the new keeper supplement with a completed V62 application for a vehicle registration certificate V5C
* a test certificate – needed for cars and motorcycles over three years old.

If the new keepers supplement has been stamped by a DVLA local office you will need to complete a V62 application for a vehicle registration certificate V5C before you can apply.

If either vehicle needs taxing, enclose:

* a completed V10 application for a tax disc or the V11 reminder
* a certificate of car insurance or valid cover for the vehicle
* the payment of vehicle tax

Take or send the completed application to your nearest DVLA local office.
This type of transfer has one big drawback in that you need both cars simultaneously , if you let the old car go to a new owner before the transfer is complete you have let the registration number go with it, conversely if you transfer the number to a car not yet registered in your name you have given your number away.

Conditions for retaining a cherished registration number

To retain the registration number, the vehicle must be:

* registered at the Driver and Vehicle Licensing Agency (DVLA)
* available for inspection
* of a type that needs an MOT
* currently taxed

However, if the vehicle is not taxed, you can still apply to retain provided:

* there is no break between the date the tax disc runs out and the start of the SORN
* and the tax disc run out no more than 12 months before the date you apply

How to apply

Take or send the following to your nearest DVLA local office:

* a completed V317 application to transfer or retain a vehicle registration number
* the registration certificate for the vehicle
* the new keeper supplement with a completed V62 application for a vehicle registration certificate V5C
* a test certificate for cars and motorcycles over three years old.
* the fee to retain - GBP105 for one year, GBP130 for two years or GBP155 for three years

The V778 lasts for 12 months and can be used to assign the number to a car registered in your name with no transfer fee to pay. If you fill in the nominee section at the time of application with your wifes, husbands or other suitable persons name , it is free at application time and means you could put the number on their car instead. Change of nominee costs GBP25 after the V778 has been issued.

for more information visit the DVLA website