RBS Churchil Insurance - Is the nodding dog facing the guillotine?

There's been a lot of noise in the UK press recently about the split up of the profitable insurance arm of RBS Bank, partly because the Government wants some of it's money back, but more importantly because the organisation has been deemed to be in breach of European monopoly regulations regarding Insurance and needs to be broken up.

Out of the ashes of the Scottish Bank will come the predators who probably can't wait to get their grubby hands on the likes of Churchill. The Insurance News press are already speculating as to who the interested parties are.

Whoever buys Churchill is guaranteed profitable business as years of marketing expertise has engrained the lovable bulldog into the British psyche.
Why I even heard Chris Moyles of Radio 1 doing five minutes of oooh Yeeees impressions this morning! now that is invaluable advertising!
The dog is a National treasure !

Before an earthquake there are seismic rattles so perhaps what landed in our inbox today is an indication of things to come. RBS's Privilege Car Insurance has closed it's online affiliate scheme and hasn't advertised on TV for ages. We saw similar things happen to the Norwich Union brand earlier this year.

It appears the shadows are now gathering over the old bulldog's future.........

RE: RBS Insurance - System Outage
Dear Affiliate,

RBS Insurance would like to give you advanced notice that there will be some outage across all RBS Insurance websites - Direct Line, Churchill, Green Flag, Devitt and Privilege starting at 00.30hrs on Sunday 22nd November.
The planned outage will allow for scheduled enhancements to be implemented across all websites. Their aim is to have all sites back live to the public by 9.40am. These timings are subject to any unexpected issues that may occur during the release.
RBS Insurance would like to apologise for any inconvenience this may cause you and would like to take this opportunity to thank all affiliates for their continued hard work and support across the RBS Insurance brands.
Should you have any queries, please do not hesitate to contact your Account Manager.



Hmm, maybe they are splitting the brands onto different platforms that day?

Watch this space.....Oh Yes!
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Churchill Car Insurance Review

Churchill Car Insurance Review



The Churchill brand has become one of the most famous in the UK car insurance market thanks to years of TV advertising campaigns featuring the familiar nodding 'Oh yes' britsh bulldog called Churchill.
Part of the RBS group of car insurance companies, Churchill is one of the UK’s leading insurance companies and a range of motor insurance products, such as Car, Van, and Breakdown cover.

The website is very easy to use and you can obtain a quote in a couple of minutes. The site is predominately good value for standard covers and small to mid range insurance group cars, although in testing premiums appeared very competitive for a range of vehicles.

Churchill Car Insurance policy benefits:

Up to 15% off when you buy online plus free Breakdown provided by Green Flag.
Named drivers earn their own Named Driver No Claim Discount.
10% discount on new policies taken out on additional cars.
Accident recovery service, 24 hours a day.
No claims discount of up to 65% which you can protect.
Round the clock windscreen repair and replacement! If your windscreen is repaired there’s no excess to pay and no loss of no claim discount.
Fancy a trip to the EU in your car? Your existing cover is automatically extended at no extra cost (for up to 90 days)

Churchill was the Winner of Your Money 2006 Best Motor Insurance Provider and 'Best Online Motor Insurance Provider' Independent research carried out for the company shows that 1 in 10 people save up to £140 by switching to Churchill.



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Direct Line Car Insurance Review - Cut out the middleman!

Direct Line Car Insurance - a good deal better?

Buying direct from Insurance companies has long been a method of reducing car insurance premiums by cutting out the commissions paid to brokers or other intermediaries. This is no less so today with Direct Line Car Insurance who have been selling cover direct to the public for over 20 years.



Direct Line is part of the RBS insurance group, although is fiercely independent and prides itself on being the first major car insurer in the UK to offer car insurance direct to the public, with the support of call centres.
Indeed you will not find Direct Line car insurance available form any other outlet on the Internet or comparison or aggregator website. As it says on the label you can only buy this car insurance Direct!

The car insurance quote system is clean and easy to use, a quote takes a couple of minutes if you have all your details to hand. Both third party fire and theft and fully comprehensive policies are available online.

Direct Line Car Insurance Special Benefits
Vandalism cover is included instandard Comprehensive cover, that preserves your no claims discount, should you have a claim.
Named drivers earn their own named driver no claims discount and no claims bonus years. These are not tranferable but may be used when an individual takes out a Direct Line policy.
If you're hit by an uninsured driver Direct Line cover your excess payment and your no claims discount won't be affected.
If you have an accident the ciover includes valeting and Direct Line clean all repaired cars inside and out before returning them
Additional further discounts are available if you insure your second car with Direct Line.
In the unfortunate event of having an accident, if you choose one of DL's approved repairers, your car will be collected and delivered for free, cleaned inside and out and the repair work will be guaranteed for 5 years.

Been driving a company car and need your own insurance?
Claim-free driving of a company car can count on a Direct Line policy who will reward your claim-free driving where you have recently relinquished a company car that you had sole use of. If you’re over 25 and can confirm that you have made no claims on the company policy, then the Company Car No Claims Discount could mean that you are entitled to a discount of up to 5 years No Claims Discount.



Read more policy information or
get a quote Direct from Direct Line


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Tesco Car Insurance - Cheaper Car Insurance Underwriters?

A pint of milk and a loaf of bread please! Here's my clubcard and and can you add my son to my car insurance ploicy for the weekend?

Tesco Car Insurance part of Tesco Personal finances division looks set to switch from its current underwiting agreement with RBS owned UK Insurance to a new provider, the Belgium/Dutch owned consortium Fortis.



The supermarket chain receives about £500 million a year in gross written premiums from insurance sales, which it expects to grow. Around half of this comes from the sale of car insurance. Tesco said that around 1500 extra jobs will be created in addition to its current staff and would help to support an expansion drive of its personal finance arm, to deliberately exploit the weakness of high street banks, and high street walk in car insurance sellers. Tesco Stated that general insurance was central to those growth plans.


Tesco Car Insurance

Fortis and Tesco are expected to agree final terms within the next few months. If the changes happen, the partnership will be underwriting new policies by the second half of next year. Fortis already underwrites insurance policies sold by other Supermarket suppliers Marks & Spencer, and has recently agreed to sell car insurance for John Lewis, an M&S rival. In the past year it has renewed existing contracts to sell travel insurance policies for A&L and the Post Office, both of which have very large high street retail outlets.

Tesco previously ran the personal finance arm in a fifty fifty joint venture with the Royal Bank of scotland.
Tesco recently spent £950 million buying RBS out of the partnership and taking full control. A spokesman for Tesco said that since then, the company’s plan had always been to find a different insurance provider to underwrite policies.

We await to see what will happen to Tesco Compare, the aggressive Internet operator which is we believe, run seperately to the rest of the division and compares car insurance against products from amongst others - RBS!




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