Registered Owners Face Fines for Uninsured Cars

The Ministry of Transport is expected to make sweeping new changes today that could see the end to uninsured driving. Changes to the Road Traffic Act of 1988 are to be announced that will see it become an offence to own an uninsured car. The offence of being the registered keeper of a vehicle with no insurance will become Section 144A of the Road Traffic Act 1988.

Here's how they intend to implement it....

The DLVA will compare all registered vehicles against the Motor Insurers Database and anyone who appears to not have insurance will receive a reminder followed by a fixed penalty notice of up to GBP1000 if they fail to obtain insurance. The Statement of Off Road Notice, SORN, which is currently completed by 1.7 million UK car owners every year who state that their car is off the road, will be amended to include insurance details.

Car insurance blog welcomes any changes to convict uninsured drivers who kill over 150 people in the UK every year and costs the public millions in higher car insurance premiums, however we have concerns about the quality of data held by the insurance companies.
Of particular concern is how the new regulations will deal with people whose cars are taxed but insurance may have lapsed due to long periods outside the UK or a stay in hospital, for example.

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