Quotezone Car Insurance Review

The Car Insurance Television independent car insurance review panel look at

CAR INSURANCE COMPANY: Quotezone
Website: http://www.quotezone.co.uk



About the Website - Quotezone are an independent company not associated to an insurance broker or insurance company. They provide a quote comparison system similar to the major aggregators.

Our Review Methodology
We asked a large team of people to visit the Quotezone website and report back to us with a questionaire about how easy the car insurance website was to use and whether the website offered all the car insurance services and covers they required as potential customers.

Our Car Insurance review team consisted of a wide cross section of the UK population, various car makes and types, occupations, driving histories and ages; the only common factor was that none of the team had bought car insurance online before we started the review process.

The object of the car insurance review was to assess the ease of use of the Quotezone site and availability of online information to aid purchasing cover. We specifically asked the team to look at the range of cover options, functionality and services offered by the site; and not just to compare car insurance quotes prices and premiums.

The Review

Q. Is the car insurance company currently offering any special discounts or offers?
A. None.

Q. Is telephone help readily available from the webpage?
A. Only a email address.

Q. Is there a claims section readily accessible?
A. No, Quotezone deals solely with quotes.

Q. Was it easy to find the quote page?
A. Very.

Q. Was there an option to recall a previous quote?
A. Yes.

Q. Are there any restrictions to getting a quote?
A. Yes but only a minimum age.

Q. What are the minimum and maximum ages?
A. The minimum age was 17 and no maximum was specified.

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. Yes, they ask for details of mods and the cars origin so as to obtain a fair quote.

Q. Do they cover Northern Ireland (NI)?
A. Yes and the quotes for the region were very competitive.

Q. How many pages are there before you get a quote?
A. There was only one page but you were given questions individually in order to collect data and many respondents felt there were more questions than necessary.

Q. Does the application find your address easily from the postcode?
A. Yes.

Q. What is the maximum number of NCD years allowed?
A. There was no maximum.

Q. Does the car details come automatically from the DVLA when the reg no is entered?
A. Yes although the reg wasn’t necessary to proceed.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. 0-500 pounds.

Q. How many accidents are you allowed?
A. You just had to give details of all accidents.

The Car Insurance Cover

Q. Did you understand the levels of cover you were getting?
A. There were no explanations when you choose your cover level.

Q. What additional covers were offered eg Breakdown cover, glass cover etc?
A. Each company offered different additions.

Q. Were these covers included or do you have to pay extra?
A. These were inclusive.

Q. Could you remove specific covers to make the quoted premium cheaper?
A. No.

Q. Can you save the quote to return to this site later?
A. Yes you had to set up an account in the contact section of the questions.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. Not until you are directed to the site of the policy you choose, but yes before purchase.

Q. What payment methods are available?
A. You had links next to the quotes which gave details of finalizing your quote with the selected insurer.



Q. Are you still at the same site or have you been passed to the insurance company site to complete the purchasing?
A. You were directed to specific sites to finalize the process.

Overall

Q. Was it easy to understand what the questions wanted? – Were there additional help boxes?
A. There were useful advice bubbles on some questions.

Q. Were all the questions necessary?
A. It was widely felt that there were too many contact questions and you had to give answers to proceed.

Q. Could you change things like voluntary excess to get a requote
A. No you could not requote without going back through the questions.

Q. How long did it take to get a quote?
A. On Average about 10 mins.

Q. How many quotes were returned?
A. On Average - 77 but several brokers offered multiple quotes

Q. Were the quotes competitive?
A. You are offered a range of quotes, some of which were very competitive!

Q. Do the quotes offered have different levels of cover?
They were all comprehensive but had different extras dependent upon the company quoting.

Q. How did you find the navigation? Was it easy to move around?
A. The site was very clear and the navigation straightforward but slightly misleading as to the process of finalising the quote.

Q. What did you like or dislike about this site and Why?
A. The most general complaint from nearly all our respondents was that "it bragged only one question page but failed to mention it was 4 time larger than a usual page, and you are then sent off to another site".

Another major criticism voiced by many in the survey team, was that it claimed to get quotes from 90 insurers but on average 13 did not return a quote and the other 77 contained many multiple quotes from the same insurer.

Q. Was the website quick or slow?
A. On average - Fairly slow.

Q. Was the site easy to use?
On a scale of 1 to 5, 1 being hard to use and 5 being very easy - how would you rate it?
A. 3.5 - The site seemed straightforward with good quotes returned, but functionally it turned out less then it claimed in certain areas.

Car Insurance - It's all a game - Innit?

Cheap flight expert Stelios the Greek, must be a secret gaming geek!

His financial services company Easymoney has commissioned a Car Insurance 'platform' game, presumably in a bid to get his brand awareness raised amongst those members of society that like computer games and running over great big fat Bulldogs in Cars....Ooooh yes!




The game has ten levels (yes I played it!)each one dedicated to splattering into the gutter one of the major players in the UK car insurance market.
It must be fairly old as you get a chance to run over a Lloyds black horse as well as that annoying rat from Esure......No Dear not Michael Winner!
He's rather rude about the freshness of Tesco's veg as well!

There's certainly no mention of the Meerkat, Opera Singer,Tiger or Television so I guess this game never went viral.

Maybe its time to commission Insurance Hunter2 - The curse of the aggregator!

If you fancy playing the game click here.

If you are a real car insurance hunter looking to Compare Car Insurance don't waste your time online playing silly games!

Classic Car Insurance Basics for Dummies

Classic Car Insurance - A Beginners Guide For New Classic Owners
By Dave Healey

If you've just bought your first classic car you will need to consider not just where, but also how you are going to insure it.

As a classic car owner it matters not if you drive a perfect condition Ford Capri 3 litre from 1970, a beat up old Morris Minor from the Sixties or a sleek E-type Jaguar in British racing green, it is essential that you find the best classic car insurance cover for your cherished motor, that covers your individual risks at prices that won't break the bank!

If you have not owned a classic car before it is important to realise that there are basic differences between what is known as a standard car insurance policy and the cover offered under one defined as classic, from a specialist car insurer.

The first thing to establish is whether your car is eligible for cover under a classic policy. One way you could do this is ask the previous owner whether it was covered under a classic car insurance policy and with which insurance company.

Different car insurance companies have different definitions of the age and type of vehicles that can be covered under this type of cover.

What might be easily covered with one provider may be excluded by another. Fortunately most online classic car cover providers provide this information on the first page of their websites, so it is fairly easy to surf around and check your eligibility with different insurance companies.

You should check that both the eligibility of the age of the car in question and also whether there are policy restrictions for your individual driving circumstances, such as your age that would prevent you from applying for cover.

The major variation between a standard policy and those offered by the classic car specialists is in the way that you use your classic vehicle, and in particular, how much you drive it. The large mainstream insurers and price comparison sites will offer cover for older cars but will charge an additional premium because of its age. They will also load the premium if replacement parts for the vehicle type are known to be expensive.

More importantly you will only be offered the current market value replacement if the car is covered under a mainstream policy and is deemed to be a write-off when you claim.

With a standard car insurance policy on a replacement like for like basis, the value of the car is often set by the market value at the time of a claim, typically taken from one of the car price magazines such as the UK's Glasses Guide. The amount you will be probably receive for a write-off will be at the current market value of your car which is an annual depreciating amount. Inevitably, if you own a classic car and insure it under a standard policy contract, this leads to under valuation and under insurance of the true value of the car. You will also probably not be offered the salvage and a repairable classic car may often be deemed a write-off because the cost of repair is uneconomic to the Insurer.

If you purchase a specialist classic car policy you will be offered a choice of either an agreed valuation of the classic cars worth or a policy based on market value.

An agreed valuation amount is the amount that the insurance company will pay out in the event of a claim that results in a write off. This is a major benefit of insuring classics under specialist policies because it ensures that you are not just properly covered but will also receive the specialist repair services that your classic will require should you claim. It should be noted that even agreed valuation polices can change and you should ensure that the value is guaranteed for a certain period of time to avoid fluctuations in market values.

Classic Car insurance polices are therefore tailored to the needs of cars considered to be collectable and effectively the valuation is a rating factor for the condition of the car.

The other major difference between standard and classic policies is in the way that you are allowed to use your car under the terms of the agreement. Originally this type of vehicle insurance was designed for drivers who do not use their classic cars much.

All classic car policies have a limited mileage clause which only covers the vehicle for an agreed amount of miles per year. Depending upon which specialist car insurance company you use, there will be a limit to how far you can drive your classic. Some providers will only cover a couple of thousand miles per year under the policy, but many specialist providers are now offering cover up to ten thousand miles per year. These policies reflect the fact that many drivers now use modern day classic cars as their main form of transport.



As with all car insurance it is important to compare both covers and prices when shopping around. There are many specialist classic insurance providers available online today and many specialist schemes that are targeted at particular classic owners.
Compare Classic Car Insurance premiums offered by these with those from the price comparison sites, but if you want to avoid disappointment if you need to make a claim, be sure to understand the difference in policy covers.

The Internet has made it very easy to compare specialist Classic Car Insurance that was previously only available from specialist car insurance brokers on the high street. You can find those offering special deals and bespoke schemes for your particular classic by searching for your model type classic car insurance.

Original Article:

High Performance Car Insurance Comparison Website

Specialist Car Insurance Company Launches UK High Performance Car Insurance Comparison Website
Finding cheaper car insurance for expensive high performance cars and high value modified cars has never been easy due to the nature of the risks and the costs of repairs, but a new performance car comparison website looks set to change all that!

Compare Performance Car Insurance Quotes and Schemes

Compare Performance Car Insurance Quotes and Schemes

FOR IMMEDIATE RELEASE FROM
PRLog (Press Release) - Nov 10, 2009 - Finding cheaper car insurance for expensive performance cars and high value modified cars has never been easy due to the nature of the beast, however all that looks set to change with the introduction of a new performance car comparison system from specialist car insurance company http://www.car-insurance.tv , which has brought together over eighty high performance motor insurance schemes into one easy to use online application.

Sales and Marketing Director Wendy Farr explains the benefits of the comparison system.
'In the past performance car owners would have had to have visited many specialist operators individually which a time consuming process and can soon lead to diminishing returns if it is taking up your life looking for cheaper cover.' She said.
'Our application has brought together specialist schemes and mainstream brand policies that have been particularly designed for high risk rated performance cars in the Thatcham insurance groups 16 to 20.'
'We have found that the drivers of these cars are looking for extensive but flexible cover with the ability to vary the cover widely from what would be offered by a standard car insurance comparison website. They also want value for money policies that don't penalise them just because they drive a larger more powerful engined vehicle or have top of the range additional enhancements or modifications.
Many of our performance car insurance customers have told us that they have been let down badly in the past by the large car insurance price comparison websites, particularly when it comes to claims and approved repairers.'
'Our comparison service is quick and easy to use and fully backed by broker trained staff with an expert knowledge of the cars and policies, who are on hand to help out at any stage.'
'This is something that you will not find on the big price comparison sites.' She added!

You can compare specialist performance car insurance policies, schemes, cover and prices for yourself if you visit the website http://www.car-insurance.tv/performancecarinsurance.html



We are a specialist car insurance company dealing with covers for classic cars, performance cars and sports cars insurance in the UK. We operate Internet insurance price comparison systems.



Issued By : Car-Insurance.tv
Email Contact : Click to email (Partial email = @car-insurance.tv)
City/Town : Central London
State/Province : London
Country : United Kingdom
Categories : Automotive, Car Insurance, Performance Cars
Tags : car insurance, performance car insurance, specialist car insurance, compare car insurance, compare performance insura
Last Updated : Nov 10, 2009
Shortcut : http://prlog.org/10408086



The specialist Car Insurance comparison site and place to find Cheap Car Insurance

BMW Classic Car Insurance Comparison

Compare over 80 BMW Classic Car Insurance schemes for the following classic beamer models at Car-Insurance.tv

BMW Isetta, BMW 501/502, BMW 3200 CS, BMW New Class, BMW New Six, BMW 3 Series, BMW 5 Series, BMW 6 Series, BMW 7 Series, BMW M Series, BMW Z Series, BMW 8 Series and BMW Compact



Large online discounts ensure you only pay for minimum for the best BMW classic car insurance cover in the UK. Compare BMW Insurance scheme policies and bespoke covers from specialist BMW classic cover providers.
Enjoy the group benefits of lower premiums and specialist claims help for your BMW should you require it!

High Performance Car Insurance Schemes Compared

If you own a high performance car there are quite a few prerequisites that you'll probably require of your cover, for example, being able to choose your manufacturers approved repairers and only using authentic replacement parts should you be unfortunate and need to claim.
And there is the cost.....
That's why at Car-Insurance.Tv we have brought together all the leading UK high performance car insurance schemes into one place where you can compare prices, schemes and purchase policies, specifically designed for high performance cars.



Save time refilling in the same information when you compare over 80 specialist high performance car insurance schemes for your particular car.


Compare Car Insurance from hundreds of specialist car insurance schemes.