The time has come again to book your seats for the greatest classic car event in the UK, and Car Insurance Television will be there to support it and offer you classic car insurance.

TheGoodwood Revival is, quite simply, a magical step back in history, a time to revel in the romance and glamour of motor racing as it was in the halcyon days on a circuit that has a unique place in the history of British motor sport.

For three days in September, the Goodwood Motor Circuit closes its gates on the modern world and creates a unique blend of intoxicating excitement, from the classic cars flashing between the grassy banks of this historic track to the breathtaking aerial manoeuvres of wartime aircraft.

The Revival is unashamedly a remembrance of motor racing as it used to be.

Daring drivers racing wheel to wheel on a stage used by legends like Sir Stirling Moss, Juan Manuel Fangio, Sir Jackie Stewart, Jim Clark,  and Graham Hill.

Cheering them on a huge crowd drawn back to the days when Goodwood was the spiritual home of motor sport.

This is the biggest and best motor racing event of the year, an enthralling time to leave the modern world behind and wallow in the way things used to be.

On the track, and in the air, the drama is relentless, a feast for all the senses. The Goodwood Revival is unique, one of the wonders of the world.

Information about the Classics Race Event

FRIDAY the 17th is official practice day, with drivers and riders competing for the best positions on the starting grids. Lap after lap, cars and motorcycles will be taken to the limit in search of those last few tenths of a second that will decide who starts at the front.

There is also the very interesting annual Bonhams sale of priceless historic cars and motor racing artifacts. If you are going to buy one there make sure you arrange your vintage car insurance with us!

SATURDAY the 18th sees the racing get underway with the drivers and riders jousting for those much-coveted Goodwood trophies and the honour of being a Goodwood winner. Highlights of the programme will be the Barry Sheene Memorial Trophy for motorcycles, the hugely popular St Mary’s Trophy for saloon cars and the 40’s and 50’s Grand Prix cars scrambling for grip as they battle for the Goodwood Trophy. Saturday is also Ladies’ Day where the most spectacular period frocks are on show.

SUNDAY the 19th features what, for many, is the highlight of the weekend’s racing, the Royal Automobile Club TT for some of the world’s most valuable racing cars. These are the beautiful GT cars that, in days gone by, contested the TT.

The motorcycles are back out again too, as are the saloon cars, as well as a mouth-watering array of historic Formula One cars and sports cars of the 1950s and 1960s in an action-packed programme of wheel to wheel racing. In the air, as ever, will be the Spitfires and Hurricanes that flew from Goodwood to take part in the Battle of Britain. The day culminates in the Award Giving ceremony where Lord March awards his much-coveted trophies and medals. Memories are made of this.

Best Places to view the Classic Racing Cars from

THE SUPERSHELL BUILDING
A Goodwood landmark, seen in so many photos of the great old days of racing here. The 1950s building is right on the edge of the track at the entry to Woodcote Corner, one of the fastest on the circuit.

Here you have a very good vantage point  in the Woodcote grandstand and you are near to the Paddock where all the cars and motorcycles are based.

THE GOODWOOD MESS
If you can afford it the Goodwood Mess is the best view of the classic cars. Modelled on the Driver’s Club, take a step back in time, and enjoy a truly interactive experience where the charm of the Revival will be brought to you.

Situated track side just beyond the start/finish line with great views all the way to the mighty Madgwick Corner at the heart of the action. Get close to the sights and sounds of these iconic racing cars being prepped and then taking their place on the start line before seeing them hustle for their space on the track.

Car Insurance blog has suspected this for a while and has written many posts on the potential of joined up data,  however the The Department for Transport is now offically introducing Continuous Insurance Enforcement as the policing policy is known.

We haven’t checked with other industry sources as to the requirements to inform your customers of Big Brother’s latest move against un-insured driving so we were most surprised when this email droped into our letter box this afternoon from Quinn Insurance, who we thought were in liquidation???

Anyway it’s good stuff for spam email so we’ll reprint it here for you minus the sales stuff!

A new approach by the Motor Insurance Database (MID) is being introduced to protect motorists and to prevent people from driving without insurance 

 Currently all insurers who underwrite motor insurance are obliged to submit policy details to a centralised database called the Motor Insurance Database (MID).  Targets are set for insurance companies to get their data onto the database in a timely and accurate manner.  Failure to do so within the set timescales leaves the insurer liable to a fine.

 The purpose of MID is to reduce the level of uninsured driving. Un-insured drivers cost the UK more than £500 million a year. This cost is passed onto all honest motorists through their premiums and it’s estimated the average cost to a motorist is £30 per annum. The police already use the MID to detect uninsured vehicles on the road and more than 500 vehicles are seized every day.  Around 300,000 offenders are convicted for uninsured driving every year.

 The Department for Transport is now introducing Continuous Insurance Enforcement (CIE). This new scheme will compare vehicles on the MID with DVLA/DVLNI records to identify potentially uninsured vehicles. From 2011 if there is no record on the MID showing your vehicle is insured, and you have not declared it as ‘off road’, you will receive a letter warning you that you could face a fine, prosecution, and the vehicle could also be clamped, seized and ultimately, destroyed.

 This new approach is being introduced to protect honest motorists and do even more to prevent people from driving without insurance. 

 Most people obey the law, but there are still too many people driving without insurance.  So in future, all vehicles must be insured even if they are not being used on the road. (Vehicles with a valid Statutory Off Road Notice (SORN) are not affected by this legislation).

But on 1st May a bill was quietly and  finally passed that allows Motor Insurers to transmit the ‘Certificate of Motor Insurance’ electronically. Car insurance certificates can now legally be emailed to policyholders. Currently only paper  car insurance certificates, sent by post or cover notes issued by an Insurance Broker are valid. In the past a special paper was used to deter fraud.

This is a monumental moment in the history of the development of insurance on the Internet as it is now possible to fully transact car insurance in a virtual and paperless manner! ( Hurrah I can hear the tree huggers shouting! and many an office manager.)

This will have a major effect on the way that Car Insurance is transacted and effectively a signal that the Government now has joined up databases with the Motor Insurance Database.

You can now apply for a licence, buy a car, pay your road tax, and buy full car insurance online now that the DLVC and the MID seem to be working together in providing owner details, car details, MOT details and Insurance details to anyone who has access to immediately verify their existence or validity.

So the price of a paperless joined up system is  Big Brother! No complaints here though if it makes transacting car insurance more fulfilling and easier! No more waiting for the postman just to order Road Tax or trudging off to the Post Office (If you can find one or one that does Car Tax) and joining the queues on the last day of the month!

Look out over the next few months on Car Insurance Television as we will be featuring those Car Insurance Companies who are offering the service.

You’ll have probably seen the TV ads by then anyway as it will give some companies competitive advantage if their document systems can handle it, and is sure to feature in the future marketing campaigns!

How about that for parking, eh?

Fortunately our American friend wasn’t insured at Car-Insurance.tv

Compare Car Insurance from the UK’s leading providers at Car Insurance Television

CAR INSURANCE COMPANY: Quotezone
Website: http://www.quotezone.co.uk

About the Website – Quotezone are an independent company not associated to an insurance broker or insurance company. They provide a quote comparison system similar to the major aggregators.

Our Review Methodology
We asked a large team of people to visit the Quotezone website and report back to us with a questionaire about how easy the car insurance website was to use and whether the website offered all the car insurance services and covers they required as potential customers.

Our Car Insurance review team consisted of a wide cross section of the UK population, various car makes and types, occupations, driving histories and ages; the only common factor was that none of the team had bought car insurance online before we started the review process.

The object of the car insurance review was to assess the ease of use of the Quotezone site and availability of online information to aid purchasing cover. We specifically asked the team to look at the range of cover options, functionality and services offered by the site; and not just to compare car insurance quotes prices and premiums.

The Review

Q. Is the car insurance company currently offering any special discounts or offers?
A. None.

Q. Is telephone help readily available from the webpage?
A. Only a email address.

Q. Is there a claims section readily accessible?
A. No, Quotezone deals solely with quotes.

Q. Was it easy to find the quote page?
A. Very.

Q. Was there an option to recall a previous quote?
A. Yes.

Q. Are there any restrictions to getting a quote?
A. Yes but only a minimum age.

Q. What are the minimum and maximum ages?
A. The minimum age was 17 and no maximum was specified.

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. Yes, they ask for details of mods and the cars origin so as to obtain a fair quote.

Q. Do they cover Northern Ireland (NI)?
A. Yes and the quotes for the region were very competitive.

Q. How many pages are there before you get a quote?
A. There was only one page but you were given questions individually in order to collect data and many respondents felt there were more questions than necessary.

Q. Does the application find your address easily from the postcode?
A. Yes.

Q. What is the maximum number of NCD years allowed?
A. There was no maximum.

Q. Does the car details come automatically from the DVLA when the reg no is entered?
A. Yes although the reg wasn’t necessary to proceed.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. 0-500 pounds.

Q. How many accidents are you allowed?
A. You just had to give details of all accidents.

The Car Insurance Cover

Q. Did you understand the levels of cover you were getting?
A. There were no explanations when you choose your cover level.

Q. What additional covers were offered eg Breakdown cover, glass cover etc?
A. Each company offered different additions.

Q. Were these covers included or do you have to pay extra?
A. These were inclusive.

Q. Could you remove specific covers to make the quoted premium cheaper?
A. No.

Q. Can you save the quote to return to this site later?
A. Yes you had to set up an account in the contact section of the questions.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. Not until you are directed to the site of the policy you choose, but yes before purchase.

Q. What payment methods are available?
A. You had links next to the quotes which gave details of finalizing your quote with the selected insurer.

Q. Are you still at the same site or have you been passed to the insurance company site to complete the purchasing?
A. You were directed to specific sites to finalize the process.

Overall

Q. Was it easy to understand what the questions wanted? – Were there additional help boxes?
A. There were useful advice bubbles on some questions.

Q. Were all the questions necessary?
A. It was widely felt that there were too many contact questions and you had to give answers to proceed.

Q. Could you change things like voluntary excess to get a requote
A. No you could not requote without going back through the questions.

Q. How long did it take to get a quote?
A. On Average about 10 mins.

Q. How many quotes were returned?
A. On Average – 77 but several brokers offered multiple quotes

Q. Were the quotes competitive?
A. You are offered a range of quotes, some of which were very competitive!

Q. Do the quotes offered have different levels of cover?
They were all comprehensive but had different extras dependent upon the company quoting.

Q. How did you find the navigation? Was it easy to move around?
A. The site was very clear and the navigation straightforward but slightly misleading as to the process of finalising the quote.

Q. What did you like or dislike about this site and Why?
A. The most general complaint from nearly all our respondents was that “it bragged only one question page but failed to mention it was 4 time larger than a usual page, and you are then sent off to another site”.

Another major criticism voiced by many in the survey team, was that it claimed to get quotes from 90 insurers but on average 13 did not return a quote and the other 77 contained many multiple quotes from the same insurer.

Q. Was the website quick or slow?
A. On average – Fairly slow.

Q. Was the site easy to use?
On a scale of 1 to 5, 1 being hard to use and 5 being very easy – how would you rate it?
A. 3.5 – The site seemed straightforward with good quotes returned, but functionally it turned out less then it claimed in certain areas.

CAR INSURANCE COMPANY: ADRIAN FLUX
Website: http://www.adrianflux.co.uk

Type: Adrian Flux is an Independent Insurance Broker offering a complete range of car insurance products including specialist car insurance, classic car insurance and motor insurance for every type of vehicle and driver in the UK.

We asked a large team of people to visit the Adrian Flux website and report back to us about how easy it was to use and whether the website offered all the car insurance services and covers they required as customers.

Our Car Insurance review team consisted of a wide cross section of the UK population, car makes and types , occupations and ages; the only common factor was that none of the team had bought car insurance online before.

The object of the car insurance review was to assess the ease of use, availability of online information, and the range of cover options and services offfered by the website; not just to compare car insurance quotes as available from an aggregator.

The Review

Q. Is the car insurance company currently offering any special discounts or offers?
A. No

Q. Is telephone help readily available from the webpage?
A. Yes there is a contact page with email and building addresses and telephone numbers.

Q. Is there a claims section readily accessible?
A. Yes.

Q. Was it easy to find the quote page?
A. Yes very easy, and you were offered a phone option first so as to use an advisor.

Q. Was there an option to recall a previous quote?
A. Not obvious when you enter the site.

Policy Restrictions?

Q. Are there any restrictions to getting a quote?
A. No restrictions, Flux claim to be able to cover everybody.

Q. What are the minimum and maximum ages?
A. Minimum age is 17 but there is no maximum. Older driver schemes are available.

Q. Do they cover all professions?
A. Yes, they can cover professions that others will not touch such as Publicans, Footballers and Entertainers, who are perceived as high risk.

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. All can be covered although you have to specify your modifications.

Q. Do they cover Northern Ireland (NI)?
A. Yes

Q. Are drivers with convictions covered?
A. Yes, drivers with both motoring and or other convictions can be covered.

Q. How many claims in the last three years are allowed?
A. There is no limit to previous claims and you can even be covered if you have had insurance previously refused.

Quote Data Collection – Get a Quote

Q. How many pages are there before you get a quote?
A. One quick simple form.

Q. Does the application find your address easily from the postcode?
A. It does not display your address after your post code

Q. What is the maximum number of NCD years allowed?
A. 9+

Q. Can you protect these?
A. Yes for an additional premium?

Q. Does the car details come automatically from the DVLA when the reg no is entered?
A. The Registration Number is not asked for to provide a quote.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. No choice was provided.

Q. Was the quote process easy to understand what the questions wanted? – Were there help boxes?
A. No help boxes, but straight forward enough questions to answer

Q. Were all the questions necessary?
A. Yes it appears so.

Q. Could you change things like voluntary excess to get a requote
A. No

Q. How long did it take to get a quote?
A. The question took only a couple of minutes but your quote is emailed to you and that took much longer.

Q. How many quotes were returned?
A. 1

Q. Do the quotes offered have different levels of cover?
A. No, you choose the cover you require on the form questionnaire.

Q. Can you go back and requote?
A. No

Q. Cover – did you understand the levels of cover you were getting?
A. There was no description of cover levels online

Q. What additional covers were offered eg Breakdown cover, glass cover etc?
A. Additional benefits such as legal and breakdown cover are available as an additional option and details can be provided upon confirming a quotation by telephone.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. No

Q. What payment methods are available?
A. All payment methods are available. Immediate cover is available subject to a payment. Monthly instalments are also an option and details can be provided upon confirming a quotation by telephone. Payments can be made by Mastercard, Visa, Switch or Solo cards.

General Thoughts and responses!

Q. How did you find the navigation? Was it easy to move around?
A. The site was easy to use

Q. Did you like or dislike this site? Why?
A. The site was visually unappealing and slow in emailing your quote. Many users didn’t understand that the quote was being personally prepared by a human and were expecting an online response.

Q. Was the Website quick or slow?
A. Quick to collect the information but slow in returning the quote. Some respondents complained they had to wait 25 minutes to receive a quote!

Q. Was the site easy to use?
A. Very Simple.

Q. Were the Quotes competitve?
A. On average the quotes were the most competitive returned for the range of vehicles tested. When provided with previous quotes offered by others inlcuding the major aggregators, Flux managed to come up with better offers on nine out of ten occasions. Many were surprised by the fact that going to a broker can be cheaper than visiting a price comparison site and you receive the benefit of humans at the other end of the phone!

Q. On a scale of 1 to 5 , 1 being hard to use and 5 being very easy – how would you rate the Adrian Flux car insurance site?
A. 4 – very simple to use but frustrating if you were waiting for a quote. Many suggested that perhaps the phone option is faster.

Getting the best quote from specialists for your Vintage Car should now be a whole lot easier thanks to a new website which compares vintage car insurance quotes from all the major suppliers and independent specialist insurance brokers.

Vintage Car Insurance Specialist Website Launches in UK
Getting the best quote from specialists for your Vintage Car should now be a whole lot easier thanks to a new website which compares vintage car insurance quotes from all the major suppliers and independent specialist insurance brokers.

FOR IMMEDIATE RELEASE
PR Log Vintage Car News (Press Release) – Apr 03, 2010 – Insurance comparison website specialists, Insuretec Ltd, have announced the launch of a new site that compares Vintage Car Insurance quotes and allows owners to contact UK suppliers direct.
If you own a car built between 1919 and 1930 you can now compare a range of specialist vintage car insurance quotes and schemes, from the UK’s premier online vintage car insurandce company. All risks cover for vintage cars is available through the online system or via a dedicated vnitage car insurance call centre staffed by experts.

Getting the best quote from specialists for your Vintage Car should now be a whole lot simpler thanks to a new website http://www.vintagecarinsurance.co.uk
The website compares vintage car insurance quotes from all the major suppliers and independent specialist insurance brokers and allows you to purchase cover instantly online no matter how old your vehicle, Vintage car insurance is able to cover all makes and all models of vintage car.

Dave Barton, Vintage Car Insurance divisional Director at the company said,
“In the past it has not been easy for owners of vintage cars to get the best deal for their cherished vehicles, and in some cases not even the best or adequate cover. This was due in part to the fact that many owners bought their vintage car insurance cover directly through the club or association to which they belonged.”

“People were naturally discouraged from shopping around for insurance deals for specialist, rare or expensive motors. Insurance brokers at large, did not have
access to these specialist schemes and were not able to offer their vintage car owning customers the best cover.”

“Our online system is simple to use and you can obtain a quote for your vintage car in under a minute. You simply have to enter your vehicles details once and a few facts about how you use the vintage car and our system passes the data to a central electronic exchange to retrieve the very best rates and covers, for every make and model of vintage car on the UK market.”

“Large online discounts are available and incorporated in to the quotes returned. There are additional savings to be had if you are a member of a recognised vintage car club or have improved home security. “

“Furhermore we are able to cover every driver in the UK no matter what their previous driving history may be including, Young Drivers,Female Drivers, Drivers with 2 or more previous Accidents / Claims, Drivers with 2 or more driving convictions, Drivers with any criminal conviction, any driver with disability or medical condition, any person who has had insurance refused / cancelled, and Drivers over 75 years old.”

“We all so cover Vintage cars in all areas of the united Kingdom including the Channel Islands & Isle of Man.”

“All Non standard occupations are also covered under our vintage car insurance scheme i.e. Footballer, Actor, Publican etc “

“We estimate our customers will save in excess of twenty five percent of their current annual vintage car insurance premiums!” He added.

To try out the new insurance comparison system for yourself; visit the vintage car insurance website at http://www.vintagecarinsurance.co.uk

Car Insurance and Vintage Car Insurance

The intermediary, who offer environmentally friendly insurance products, has launched a one day discount for this Wednesday (31st March) where motorists can benefit from a further reduction of up to 10% on their car insurance policies.

Gaynor Wood, Head of The Green Insurance Company, said: “We’re offering motorists a great one day discount on our car insurance policies. With April Fool’s Day just around the corner, it’s an ideal opportunity to make sure that, with your insurance premium at least, you won’t look foolish.”

The Green Insurance Company are one of the UK’s leading environmentally conscious insurance companies. In addition to the discounted policy, motorists purchasing a car insurance policy will see 100% of their car’s emissions offset.

To meet their carbon offsetting pledge, The Green Insurance Company has planted over 300000 trees in the UK since their inception in 2007 with a further 370500 confirmed to be planted in 2010. To date, the intermediary has offset over 120000 tonnes of CO2.

Car Insurance and Cheap Car Insurance

Type: Insurance aggregator price comparison website owned by Insurance Brokers.

We asked a large team of people to visit the Compare The Market Car Insurance website and report back to us about how easy it was to use and whether the website offered all the car insurance services and covers they required as customers.
Our Car Insurance review team consisted of a cross section of UK demographics, car types , occupations and ages; the only common factor was that none of the team had bought car insurance online before.
The object of the car insurance review was to rate the ease of use, online information, cover options and services of the website; not just to compare car insurance quotes and covers.

About the Website:
comparethemarket.com is one of the top UK price comparison websites comparing over 400 prices for car insurance. It is owned and operated by BISL, formerly Budget Insurance Services Ltd.
Visitors to comparethemarket.com can benefit from comparisons between top providers against various products including car, home and van insurance to receive quotes instantly!
Compare the Market claim that 99% of visitors to the site could save money on their car insurance!*
The website has enjoyed massive UK interest thanks to the viral TV ad campaign featuring Alexsandr the Meerkat and the social media website ComparetheMeerkat.com.

*Based on online independent research by Consumer Intelligence during 01 November 2009 to 30 November 2009.

The Review

Q. Is the car insurance company offering any special discounts or offers?
A. As a comparison site it has different companies offering different offers and discounts.

Q. Is telephone help readily available from the webpage?
A. No, but there is a choice of websites offering phone help and services.

Q. Is there a claims section readily accessible?
A. No, claims are dealt with by the company issuing the policy

Q. Was it easy to find the quote page?
A. Yes, very easy.

Q. Was there an option to recall a previous quote?
A. Yes, through an account you can set up.

Policy Restrictions?

Q. Are there any restrictions to getting a quote?
A. Some

Q. What are the minimum and maximum ages?
A. There are none

Q. Do they cover all professions?
A. Yes.

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. They do not cover q plates.

Q. Do they cover Northern Ireland (NI)?
A. Yes, they cover the whole of the UK but have less offerings for NI.

Q. Are drivers with convictions covered?
A. Yes, but they require details of all convictions in the last 5 years.

Q. How many claims in the last three years are allowed?
A. There was no limit

Getting a Quote

Q. How many pages are there before you get a quote?
A. Three.

Q. Does the application find your address easily from the postcode?
A. Yes

Q. What is the maximum number of NCD years allowed?
A. Nine +

Q. Can you protect your No Claims Bonus?
A. Yes, Individual offers from different companies have different extras attached, most charge an additional premium.

Q. Does the car details come automatically from the DVLA when the registration number is entered?
A. Yes, or you can enter the car details manually if the registration isn’t known.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. You could not alter the excess without choosing a quote from a particular company.

Q. How many accidents are you allowed?
A. There was no limit but you had to give all details of any previous claims.

General Observations

Q. Was it easy to understand what the questions wanted? Were there any help boxes?
A. Yes, very easy with help boxes on most questions.

Q. Were all the questions necessary?
A. Yes, it appeared so.

Q. Could you change things like voluntary excess to get a requote?
A. No.

Q. How long did it take to get a quote?
A. Under 5 minutes.

Q. How many quotes were returned?
A. On average 58.

Q. Were the quotes competitive?
A. Yes, quotes offered had a range of over GBP 1500 difference

Q. Do the quotes offered have different levels of cover?
A. Yes, they varied quite a lot between different companies

Q. Can you go back and requote?
A. No

Q. Did you understand the levels of cover you were getting?
A. There were brief descriptions of the levels of cover offered by different companies

Q. What additional covers were offered eg Breakdown cover, glass cover etc?
A. Different companies had different additions at differing costs.

Q. Were these covers included or do you have to pay extra?
A. The additions available were inclusive in the quote.

Q. Could you remove covers to make the quote cheaper?
A. No.

Q. Can you save the quote to return to this site later?
A. Yes, and they emailed your top quotes for you to study in your own time.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. No, the quote when followed up provide only a reference and a telephone number

Q. Was this easy or discouraged from viewing these documents before purchasing?
A. Only available once you have chosen a company.

Q. What payment methods are available?
A. All

Q. Were you asked for more personal or car details before you could purchase? If yes what?
A. No

Q. How did you find the navigation? Was it easy to move around?
A. It was simple but basic.

Q. Did you like or dislike this site? Why?
A. The site was generally very easy to use.

Q. Did the site live up to any expectations – eg from ads or TV ads
A. There was a lack of information about products though the range was very good.

Q. Was the site quick or slow?
A. Fairly quick.

Q. Was the site easy to use? On a scale of 1 to 5 , 1 being hard to use and 5 being very easy – how would you rate it
A. 4/5

Overall Comparethemarket.com was well received by the majority of our respondants, with good value prices and a clean easy to use website. Further product information would be an improvement.

One of the most important rating factors used to calculate your car insurance premiums is your postcode, or risk address of where your vehicle is kept overnight. If you live a a ‘bad’ postcode area your premium will be hammered!

Endsleigh have just released their annual motor theft index, based on analysis of claims over the last three years from tens of thousands of policyholders.

The report, ranks towns and cities by comparing the frequency of claims against a National Average rather than the total number of incidents.

Click to enlarge

The report shows that Swindon is the safest place in the country for claims, with another West Country town Cheltenham coming in second. Incidently, Endsleigh just happens to be based in Cheltenham.

Hull fared the worst with 85% more claims than the UK National average.

A spokesman for Endsleigh said: “Recent Government statistics have shown a national reduction in car crime by almost a fifth over the past year, however, some towns and cities are riskier than others.

“Endsleigh’s statistics show that eight out of the top 10 riskiest places for motor theft are in the Midlands and North of England, with four cities in Yorkshire making the list.

Only two cities in southern England, London and Reading, are named in the top 10.”

The Coppers from Humberside have challenged the findings and produced other statistics to show vehicle crime was falling in Hull.

Det Chief Insp Scott Young said: “Vehicle crime is an area of success for Hull and it is difficult to gauge how Endsleigh Insurance captures its data.

“I am very pleased to say,however, that using official sources, Hull performs exceptionally well in the area of vehicle crime and I would gladly counter any other argument in relation to that.

“Hull is a safe place to live and work and Humberside Police works very hard to ensure that it stays that way.”

Whether the Police feel they are doing their job in your area or not, is at the end of the day irrelevant, as the Association of British Insurers (ABI) produce the postcode tables from aggregated claims data, which is used by the major UK car insurance companies for rating.

If you are fortunate enough to live in Swindon, Cheltenham, Solihull, Southampton, Bangor, Norwich, Exeter, Maidstone, Preston or Lincoln we suggest you definitely check out Endsleigh for Cheaper car insurance.

If you are unfortunate enough to live in Hull, Nottingham, Manchester, Doncaster, London or any other place that has a high degree of joy-riders, we suggest you compare car insurance using one of the many excellent comparison websites you will find on Car Insurance Television.

Are you sick of being charged additional costs and fed up with managing multiple car insurance policies?

Then Admiral Car Insurance has the solution.

Get an Admiral Multi Car Insurance quote

Admiral Multicar is the only true Multi Car insurance policy on the market and allows those with multiple cars in their household to save from 10% to in excess of 23% on their combined policy costs.

Admiral Mutli Car Insurance also offers the following benefits:

• GBP 100,000 legal protection.
• GBP 5,000 personal injury cover.
• Free guaranteed courtesy car while yours is repaired at an authorised garage.
• Up to GBP 1,250 Stereo cover for each car.
• Control your policy with flexible excess options.
• Free windscreen repair.

Get an Admiral Multi Car Insurance quote

Compare Car Insurance at Car Insurance Televison and save money on your car insurance!

CAR INSURANCE COMPANY: Endsleigh Car Insurance
Website: http://www.endsleigh.co.uk
Insurance Website Type : Car Insurance Brokers offering comparative backend quoting system

REVIEW

Q. Are Endsleigh car insurance offering any special discounts or offers?
A. There were no offers displayed.

Q. Is there a discount if you purchase online?
A. My quote claimed that an online discount had been applied but I was not made aware there was one!

Q. Is telephone help readily available from the webpage?
A. There is a link to a contact page with many numbers and email addresses.

Q. Is there a claims section readily accessible?
A. Yes, and easy to use with options for online claims as well.

Q. Was it easy to find the quote page?
A. Yes, very and straightforward.

Q. Was there an option to recall a previous quote?
A. Yes, you could save quotes to recall later.

About Cover and Policy Restrictions.

Q. Are there any restrictions to getting a quote?
A. There were none immediately obvious in getting a quote – they came across as accepting of all types of drivers.

Q. What are the minimum and maximum ages?
A. They had a separate section for drivers over 50.

Q. Do they cover all professions?
A. Yes

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. Yes but need they all need declaring.

Q. Do they cover Northern Ireland (NI)?
A. They cover the U.K but were unclear about NI.

Q. Are drivers with convictions covered?
A. Yes motoring Convictions, but they need to know how many you have had in the last three years.

Q. How many claims in the last three years are allowed?
A. They did not ask about previous claims, or give a maximum claims allowed.

Getting A Quote

Q. How many pages are there before you get a quote?
A. 1.

Q. Does the application find your address easily from the postcode?
A. Yes.

Q. What is the maximum number of NCD years allowed?
A. 9 years.

Q. Can you protect NCD?
A. Yes, for an extra premium.

Q. Does the car details come automatically from the DVLA when the registration number is entered?
A. Yes or you can enter manually.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. GBP 0 to GBP 2000

General Thoughts

Q. Was it easy to understand what the questions wanted and were there help boxes?
A. There were help boxes on all the necessary questions.

Q. Were all the questions necessary?
A. Yes and less intrusive than usual.

Q. Could you change things like voluntary excess to get a requote.
A. Yes.

Q. How long did it take to get a quote?
A. Less than 5 mins.

Q. How many quotes were returned?
A. 1.

Q. Do the quotes offered have different levels of cover?
A. You chose the cover as you made the quote.

Q. Can you go back and requote?
A. Yes, by amending your details on the same page.

Q. Did you understand the levels of cover you were getting?
A. Yes, the help boxes were very clear and informative.

Q. What additional covers options were offered?
A. The site offered many covers such as road rage, repair guarantee, legal, wind screen cover but most were an optional extra unless comprehensive.

Q. Were these covers included or do you have to pay extra?
A. They were included for comprehensive cover.

Q. Could you remove covers to make the quote cheaper?
A. You are originally quoted with no extras attached and then you add what extras you want and your quote builds up.

Q. Can you save the quote to return to this site later?
A. Yes.

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. Yes but you cannot find them anywhere until you get to the final stages of a quote.

Q. Was this easy or discouraged from viewing these documents before purchasing?
A. It was encouraged.

Q. What payment methods are available?
A. All methods including monthly premiums.

Q. Were you asked for more personal or car details before you could purchase? If yes what?
A. I could not proceed without the registration number.

Overall Opinions of the Website

Q. How did you find the navigation? Was it easy to move around?
A. The site was simple to navigate.

Q. Did you like or dislike this site? Why?
A. Ok – The site seemed good at first but when explored didnt feel very informative as you couldn’t view policy documents until the system had decided the insurance company.
Very good competitive premiums for students and young drivers generally.

Q. Was the website quick or slow?
A. Fairly quick – especially quick to get a quote.

Q. Was the site easy to use? On a scale of 1 to 5 , 1 being hard to use and 5 being very easy – how would you rate it?

A. The site was very simple to use with a fast quotes. it could have been more informative about the products. Overall score 4/5.

All our respondents were impressed at the speed of Endsleigh Car Insurance in returning quotes. The site is flexible and offers a wide range of covers, and is particularly goood for young drivers, professionals and some specialist markets.
Being an Insurance Broker, Endsleigh Car Insurance is able to offer excellent additional services such as claims and telephone assistance.

A Car Insurance Television Review 2010.

The object of the review was to rate the usability, car insurance cover offerings and services of the website, and not just the premiums and prices quoted.

REVIEW OF ADMIRAL CAR INSURANCE
Website: http://www.admiral.com

Q. Is the car insurance company offering any special discounts or offers?
A. Yes,10% online discount

Q. Are the discounts only available if you purchase online?
A. No, even if you call to purchase after getting a price online you’ll still get the discount

Q. Is telephone help readily available from the webpage?
A. There are 2 numbers available for getting help with quotes on single and multi car policys and an extensive ‘contact us’ section with many numbers and addresses

Q. Is there a claims section readily accessible?
A. There is a link to a claims page with all the necessary form available for print, download or to be completed online

Q. Was it easy to find the quote page?
A. The link was central on the opening page of the site

Q. Was there an option to recall a previous quote?
A. Yes, you created an account during the quote process

Policy Restrictions

Are there any restrictions to getting a quote

Q. What are the minimum and maximum ages?
A. There appeared to be no age resctrictions

Q. Do they cover all professions?
A. Yes

Q. Are Kit Cars, Q plates and modified vehicles covered?
A. Yes

Q. Do they cover Northern Ireland (NI)?
A. There policy extends to the whole UK however it is unclear

Q. Are drivers with convictions covered?
A. Yes

Q. How many claims in the last three years are allowed?
A. There was no maximum

Getting a Quote

Q. How many pages are there before you get a quote?
A. 5

Personal details

Q. Does the application find your address easily from the postcode?
A. Yes, and it asks you your house number before the search so you don’t have to choose from a list

Q. What is the maximum number of NCD years allowed?
A. 9+ years

Q. Can you protect your NCD?
A. You could opt for protected and guaranteed NCD years but it cost an additional premium

Car details

Q. Does the car details come automatically from the DVLA when the reg no is entered?
A. Yes, but you could enter the details manually if you wanted to.

Q. What are the maximum and minimum Voluntary Excess Amounts?
A. GBP 0 to GBP 1000 – changing these affected the premium considerably.

Claims details

Q. How many accidents are you allowed?
A. They wanted to know about all your accidents and claims but there was no obvious limit

General Observations

Q. Was it easy to understand what the questions wanted and were there help boxes?
A. The majority of the questions had help boxes but was easy enough not to need them

Q. Were all the questions necessary?
A. Yes

Q. Could you change things like voluntary excess to get a requote?
A. You could change details about your quote on the final price page and the quote responded accordingly

Q. How long did it take to get a quote?
A. About 5 mins

Q. How many quotes were returned?
A. Just 1

Q. Do the quotes offered have different or varying levels of cover?
A. No, but you could amend your quote details and therefore change your level of cover and requote.

Q. Can you go back and requote?
A. Yes you could requote as much as you wanted

Q. Did you understand the levels of cover you were getting?
A. There was no description of the differences in covers

Q. What additional covers were offered?
A. They offered windscreen, courtesy car and stereo cover as basic, then breakdown, personal injury and hire car at a charge

Q. Could you remove covers to make the quote cheaper?
A. You could not remove the inclusive covers

Q. Can you save the quote to return to this site later?
A. Yes through your account..

Q. Are you offered the policy documents and keyfacts documents to read before you purchase?
A. The documents are all available to view and download from the main page.

Documents available:
Policy Documents
Keyfacts:
Top Up Cover
Admiral Garage and Repair Network
Admiral Breakdown Cover
Admiral Hire Car Cover

Q. Was this easy or discouraged from viewing these documents before purchasing?
A. Easy.
.

Purchasing Admiral Car Insurance

Q. What payment methods are available?
A. You could pay online with any major credit/debit card also you could set up a direct debit and you could finish the quote over the telephone.

Q. Were you asked for more personal or car details before you could purchase? If yes what?
A. No

Overall

Q. How did you find the navigation? Was it easy to move around the website?
A. Good, you could move around the site whilst getting your quote as the quote process was done in a separate window.

Q. Did you like or dislike this site? Why?
A. Like – The site was enjoyable to use because it felt honest and upfront although the premiums occasionally seemed very high in comparison.

Q. Was the website quick or slow?
A. The site itself was quick to navigate around and the quote process also

Q. Was the site easy to use?
On a scale of 1 to 5 , 1 being hard to use and 5 being very easy – how would you rate it?
A. 5 – The site was simple, quick and clear.

Get an Admiral Car Insurance Quote

So there you have it – Admiral comes out top on usability with a maximum vote of five from our team, that is going to take some beating. It looks like the Business Analysts at Admiral have done a fantastic job on the online functionality of this website! Let us know your thoughts on this website.

Read More Car Insurance Reviews and Compare Cheap Car Insurance Quotes from hundreds of specialist suppliers.

His financial services company Easymoney has commissioned a Car Insurance ‘platform’ game, presumably in a bid to get his brand awareness raised amongst those members of society that like computer games and running over great big fat Bulldogs in Cars….Ooooh yes!

The game has ten levels (yes I played it!)each one dedicated to splattering into the gutter one of the major players in the UK car insurance market.
It must be fairly old as you get a chance to run over a Lloyds black horse as well as that annoying rat from Esure……No Dear not Michael Winner!
He’s rather rude about the freshness of Tesco’s veg as well!

There’s certainly no mention of the Meerkat, Opera Singer,Tiger or Television so I guess this game never went viral.

Maybe its time to commission Insurance Hunter2 – The curse of the aggregator!

If you fancy playing the game click here.

If you are a real car insurance hunter looking to Compare Car Insurance don’t waste your time online playing silly games!

A recent report from global financial consulting giant Deloitte points to an uncertain year ahead for the Motor Insurance industry.

Worryingly the report indicates that the industry as a whole could make underwriting losses of up to GBP1bn in 2009 if not for the support of prior year releases.
Deloitte also suggest that for the motor insurance industry, worth some GBP12bn, these losses are likely to continue into 2010.
Estimates suggest that car insurers will have to raise their premiums by a minimum of 5% to replace the lost income resulting from lower investment returns.

Insurance associate partner at Deloitte, James Rakow, commented that: “Results at a headline level for UK motor insurers have shown this market cruising along at close to underwriting breakeven point from 2001 to 2007.”

Looking at the latest annual results available (2008), the headline net operating ratio is reported at 105%. In real terms this translates to Motor Insurers making an underwriting loss of GBP5 for every GBP100 of premium. However there is rising concern that unlike in 2008 where the investment market conditions were good enough for insurers to recoup this underwriting loss and make a small insurance profit, the additional revenue streams simply are not able to compensate this time around.

Mr. Rakow also voiced his concerns regarding this area stating that: “Looking beneath the likely headline result for 2009, the picture is even worse for motor insurers.
Indications are that the current year trading is far from being profitable at a market level and this is likely to remain the case in 2010. For the last few years prior year reserve releases have been at exceptionally high levels. I do not expect to see anything other than modest levels of reserve releases in 2009.”

Figures from Deloitte’s Motor Premium index are showing that the current rise in motor insurance premiums are increasing at the fastest rate seen since the index began back in 2003.
Premiums for comprehensive cover have soared in particular showing a rise of 11% for the year (to September 2009) and with a rise of 4% in the third quarter of the year also it appears that there is little to indicate that this trend will slow down at any time soon.

Speaking with particular regard to these premium increases, Mr. Rakow said: “One piece of positive news for motor insurers is that there is now strong evidence in the market that motor premiums are on the increase.
This is not such good news for consumers who may find it increasingly difficult to compare car insurance and to shop around for a cheaper premium at renewal.
With lower investment returns and the prospect of only modest support from prior year reserve releases insurers have had to look to premium increases to improve their results.”

As Mr. Rakow suggests there is certainly the hint of a silver lining in motor premiums being on the increase for Motor Insurers, however these increases will have to be particularly fierce for many to make underwriting motor insurance a profitable sector again. However, for the consumer, who will almost unilaterally will face a steep increase in the cost of insuring their vehicles, this will be of little comfort.

Also we are now seeing the motor insurance market now becoming more a more integrated with a bloated aggregator model. Ironically the aggregator market has now developed to become a daunting and confusing landscape of its own after setting out to simplify the market for us humble consumers just a few years ago.

The confusion of meerkat’s, tenors and tigers now just seems to add another layer of choice into the process. Add to this the current worries about dual pricing where we are faced with having to leave our current insurer to guarantee a better deal and finding decent value motor insurance in 2010 seems like a lot of hard work.

Visit Car Insurance Television and Compare Car Insurance Quotes for standard and specialist UK motor insurance.