Lamborghini Car Insurance - Sports car insurance

At Car-insurance.tv we specialise in insuring high performance motors of group 20, sports cars and other high risk valuable cars.

However, one of our insurance assessors was really taken aback recently when asked to provide a Lamborghini Car Insurance quote for a stable of Lamborghinis
Have a look at this!



All Lamborghinis can be covered online, both new and classic. Save hundreds of ££'s with a Lamborghini car insurance scheme.
Sports Car Insurance and Cheap Lamborghini Car Insurance

Going on Holiday? Don't Forget Caravan Insurance

With Easter behind us the holiday season is in full swing with the roads getting busier everyday. Busier roads mean greater risks to the driver, so it is essential that you ensure you have all the covers you need in place if you are going on a road trip in the UK or abroad.
More people than ever are predicted to vacation at home this year as the credit crunch bites and the pound takes a hammering on the exchange rates. With that in mind many have opted to save money by taking a caravanning holiday, either by taking a touring caravan on the road or by driving to a static caravan holiday park.

In addition to basic car insurance and breakdown cover, available from this site, you should consider taking out travel insurance, even if you are holidaying in the UK! You will not need all the covers necessary for travel to say the US, in particular such a large medical expenses cover, but you should still cover yourself and family for the other losses that can ruin a holiday. Besides, travl insurance premiums are very cheap at the moment.

If you are taking your caravan touring around the UK, it is essential that you have adequate touring caravan insurance in place to cover the caravan against all potential losses, including contents, whilst on the road or laid up on holiday at a touring caravan site.

When purchasing caravan insurance online or otherwise it is essential to shop around to compare caravan insurance covers and premiums. Until recently this was a laborious task where you had to visit each caravan insurance site and repetitively fill in your details.

All that has now changed thanks to an innovation from Quotezone's electronic data exchange. They have developed a caravan insurance comparison site where it is now possible to enter your details once and compare caravan insurance quotes and cover from the major UK caravan insurance providers and a few specialist schemes as well. Check it out and you should save hundreds on your annual premiums!

Government Car Scrappage Scheme Has Serious Flaws

New for old! New for old!

You hear the expression a lot in the UK Car insurance Industry, but in the case of the recently announced car scrappage scheme we'd like to inform Mr Gordon Brown, that there is no Genie in a Lamp!

The Government sponsored car scrappage scheme has in our opinion been inadequately thought out and is seriously flawed, the result of which will have a long term detrimental affect upon the classic car market and consequently upon specialist and classic car insurance. More importantly it's going to cost you the public!

All vehicles that are over ten years old, both cars and vans, are eligible for the scrappages scheme which starts next week.
Under the scheme, if you trade in your old motor for a new one, the government puts GBP 1000 of taxpayers money in, and the already struggling UK car industry foots another GBP 1000 of the price of the new car.

So how does this help the UK Car Industry? We think it is seriously flawed for a number of reasons:

We cannot see that such a small percentage amount, even off the price of the cheapest of FOREIGN import cars, of say 25%, will stimulate demand from an already indebted UK public.

Besides why would anyone think of buying a new vehicle when there are so many good deals to be had with pre owned or lease cars?

How would the majority of people who drive 10 year old cars, be able to afford a new one even if with a couple of grand knocked off the price?

How would the majority of people who drive 10 year old cars, be able to afford the car insurance premiums on the new ones?

Why is the scheme going under the green banner when it is going to create more waste?
In case the government haven't noticed the bottom has fallen out of the second hand scrap metal market since China stopped buying.
Are we going to see England's (and Britain's) green and pleasant land turned into fields piled high with scrapped cars. What's so green about that?

The scheme is vunerable and open to fraudulant use by unscrupulous motor traders!

On the good side there should be more spare parts available and the prices should drop for classic car replacement parts.

So what's the Impact of the scrappage scheme on the UK Car Insurance?

Many of the standard all risks car insurers are rubbing their hands in glee at the prospect of the scheme as they see immediate vast profits to be made from the change, at the cost to YOU the British public!

Essentially the car insurers stand to make vast sums of money in two ways when you cancel your policy and take out a new one:

1. When you cancel your car insurance contract mid-term, in the majority of cases you will get short period rates, which means you won't get six months of your premium back, if fact you'll be lucky to get four months!

Bingo Car Insurers!

2. Car Insurance premiums for new cars are going to be more expensive per se.
If the policyholder only had third party cover on his ten year old car, then fully comprehensive car insurance on the new car is going to be possibly five or six times what they were previously paying!

Bingo Car Insurers!

The car scrappage scheme has also posed the insurance industry some very tricky questions when it comes to the question of write-offs or total loss claims.
At the moment claims payouts are usually based upon the value of the vehicle before a write off occurred. But the majority of 10 year old cars which are not sought after classics, are worth less than GBP 2000.
Are we going to see the majority of write-off claimants retain the salvage, as it's worth more than what the car insurance company is offering?

We'd advise all owners of 10 year old cars to think seriously about the personal cost to themselves of entering the scrappage scheme. If you are looking to save money on car insurance you would be well advised to keep the older car, and if you do limited miles each year, check out specialist car insurance and classic car insurance schemes to save hundreds of pounds on premium costs.

Classic Car Insurance - kewego
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