Direct Line Car Insurance Review – Cut out the middleman!

by Car Insurance Blogger on July 15th, 2009

Direct Line Car Insurance – a good deal better?

Buying direct from Insurance companies has long been a method of reducing car insurance premiums by cutting out the commissions paid to brokers or other intermediaries. This is no less so today with Direct Line Car Insurance who have been selling cover direct to the public for over 20 years.

Direct Line is part of the RBS insurance group, although is fiercely independent and prides itself on being the first major car insurer in the UK to offer car insurance direct to the public, with the support of call centres.
Indeed you will not find Direct Line car insurance available form any other outlet on the Internet or comparison or aggregator website. As it says on the label you can only buy this car insurance Direct!

The car insurance quote system is clean and easy to use, a quote takes a couple of minutes if you have all your details to hand. Both third party fire and theft and fully comprehensive policies are available online.

Direct Line Car Insurance Special Benefits
Vandalism cover is included instandard Comprehensive cover, that preserves your no claims discount, should you have a claim.
Named drivers earn their own named driver no claims discount and no claims bonus years. These are not tranferable but may be used when an individual takes out a Direct Line policy.
If you’re hit by an uninsured driver Direct Line cover your excess payment and your no claims discount won’t be affected.
If you have an accident the ciover includes valeting and Direct Line clean all repaired cars inside and out before returning them
Additional further discounts are available if you insure your second car with Direct Line.
In the unfortunate event of having an accident, if you choose one of DL’s approved repairers, your car will be collected and delivered for free, cleaned inside and out and the repair work will be guaranteed for 5 years.

Been driving a company car and need your own insurance?
Claim-free driving of a company car can count on a Direct Line policy who will reward your claim-free driving where you have recently relinquished a company car that you had sole use of. If you’re over 25 and can confirm that you have made no claims on the company policy, then the Company Car No Claims Discount could mean that you are entitled to a discount of up to 5 years No Claims Discount.

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